Polk County property record for 103 Florida Dr, Winter Haven, FL 33881
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,216 sqft · built 1952 |
| Lot Size | 0.172 acres (7,501 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $27,000 (Mar 2016) |
| Tax Bill | $287 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-28-26-591000-001160 |
| Primary APN | 26-28-26-591000-001160 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,216 sqft Living Area |
| Gross Area | 896 sqft |
| 1st Floor Area | 896 sqft |
| Flooring | Tile |
| Interior Walls | Wood |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Shingles |
| Construction Type | Wood |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 7,501 sqft (0.172 acres) |
| Lot Dimensions | 150 ft deep x 50 ft wide |
| View / Lot | Commercial/Industrial |
| Porch | Enclosed/Unfinished Porch |
| Porch Area | 320 sqft |
| Shed | 1 Shed |
| Cooling System | None |
|---|
| Street Address | 103 FLORIDA DR |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33881-2706 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | FAIRVIEW SUB PB 32 PG 30 BLK 1 LOT 16 |
| Legal Range | 26E |
| Legal Township | 28S |
| Legal Section | 26 |
| Legal Subdivision | FAIRVIEW SUBDIVISION |
| Legal Tract | 591000 |
| Legal Block | 1 |
| Legal Lot Number | 16 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 2 |
| Census Block | 2062 |
| Census Tract | 12802 |
103 Florida Dr is owned and occupied by two individuals who bought it in March 2016.
Source: Polk County records, as of September 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 103 FLORIDA DR, WINTER HAVEN, FL 33881-2706 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 4, 2016 · Amount on File |
| Deed Sale | Mar 4, 2016 · Amount on File |
| Prior Sale | Nov 25, 2015 |
| Deed Document Number | 201639166 |
| Deed Book / Page | 9761 / 1214 |
| Prior Transfer Date | Nov 24, 2015 |
| Prior Transfer Doc | 0000213882 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 103 Florida Dr was $287 with a homeowner's exemption.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $47,945 (+2.7%) | $106,761 (-2.84%) Land $21,000 Building $85,761 | |
| 2025 | $287.00 Homeowner's exemption | $46,685 | $109,882 Land $21,000 Building $88,882 |
| 2023 | $679.00 (+6.76%) Homeowner's exemption | $40,190 (+3%) | $93,547 (+31.81%) Land $20,000 Building $73,547 |
| 2022 | $636.00 Homeowner's exemption | $39,019 | $70,971 Land $14,000 Building $56,971 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 103 Florida Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2022.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 39 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 39 in force |
| Nearby Flood Claims | 3 (2022–2023) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Aug 2023 · Hurricane Idalia |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 103 Florida Dr is moderate, ranking above 56% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · lower than 71% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2021 |
| Lead | 7 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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