Schoharie County and Cobleskill Town property record for 103 Florence St, Cobleskill, NY 12043
| Property Type | Apartments (5+ Units) |
|---|---|
| Details | 2,596 sqft · built 1940 |
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | Company Name on File |
| Last Sale | $15,200 (Mar 1996) |
| Tax Bill | $6,136 (2026) |
| Flood Zone | Zone X (moderate risk) |
| APN | 432601 68.6-5-22 |
| Primary APN | 432601 68.6-5-22 |
|---|---|
| Alternative APNs |
|
| Units | 4 Units |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,596 sqft Gross Area |
| Basement Area | 1,736 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Lot Area | 17,424 sqft (0.4 acres) |
| Lot Dimensions | 145 ft deep x 80 ft wide |
| Porch | Slab |
| Porch Area | 204 sqft |
| Canopy | 336 sqft |
| Sewer | Municipal |
|---|---|
| Water Source | Commercial |
| Account Number | 431A101039 |
|---|---|
| Street Address | 103 FLORENCE ST |
| City | COBLESKILL |
| State | NY |
| Zip | 12043-2602 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Apartments (5+ Units) |
| Local Zoning Code | RD |
| Legal Description | APT HOUSE |
| Legal Block | 5 |
| Legal Lot Number | 22.000 |
| Jurisdiction | SCHOHARIE NY |
| Township / Civil Division | COBLESKILL |
| Census Block Group | 5 |
| Census Block | 5017 |
| Census Tract | 740200 |
Source: Schoharie County and Cobleskill Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 168, COBLESKILL, NY 12043-0168 |
| Owner Type | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 22, 1996 · Amount on File |
| Deed Sale | Mar 22, 1996 · Amount on File |
| Deed Book / Page | 593 / 310 |
| Record Updated | Oct 29, 2026 |
Source: Schoharie County and Cobleskill Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schoharie County |
| County Subdivision | Cobleskill Town |
| Municipality | Cobleskill Village |
| Unified School District | Cobleskill-Richmondville Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,136.00 (+5.19%) | ||
| 2025 | $5,833.00 (+6.62%) | $100,000 (-) Land $8,400 Building $91,600 | $204,082 (+16.33%) Land $17,143 Building $186,939 |
| 2023 | $100,000 Land $8,400 Building $91,600 | $175,439 Land $14,737 Building $160,702 | |
| 2020 | $5,471.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 19 (2011–2013) |
| Most Recent Claim | Jun 2013 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COBLESKILL VILLAGE serves 4,678 people · EPA ID NY4700094 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | Turbidity resolved · Aug 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: MIDTEL.
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