103 Finlee Ln, Red Oak, TX 75154 Property Records

Ellis County property record for 103 Finlee Ln, Red Oak, TX 75154

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,963 sqft · built 2021
Lot Size	0.139 acres (6,050 sqft)
Owner	2 Individual Names on File
Last Sale	$409,200 (Aug 2021)
Tax Bill	$6,952 (2025)
Deeds & Mortgages	Aug 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R281695`

Property Details

APN / Parcel Number

Primary APN	`R281695`
Alternative APNs	`72462291401500111` `281695`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,963 sqft Living Area
Gross Area	3,531 sqft
1st Floor Area	1,932 sqft
2nd Floor Area	1,031 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,050 sqft (0.139 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	198 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	103 FINLEE LN
City	RED OAK
State	TX
Zip	75154-1299
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 15 BLK N HARMONY PH 5 0.1389 AC
Legal Subdivision	HARMONY PH 5
Legal Block	N
Legal Lot Number	15
Jurisdiction	ELLIS TX
Township / Civil Division	WAXAHACHIE
Census Block Group	1
Census Block	1001
Census Tract	60216

Owner

103 Finlee Ln is owned and occupied by two individuals who bought it in August 2021.

Source: Ellis County records, as of August 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	103 FINLEE LN, RED OAK, TX 75154-1299
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 18, 2021 · Amount on File
Deed Sale	Aug 18, 2021 · Amount on File
Deed Document Number	202136288
Prior Transfer Date	Jul 29, 2021
Prior Transfer Doc	0000036288
Record Updated	Sep 20, 2026

August 2021: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	ELLIS TX
Recording Date	Aug 18, 2021
Property Address	103 FINLEE LN, RED OAK, TX 75154-1299
Document Number	0002136288
Instrument Date	Jul 29, 2021
Instrument	2136288
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 15, 2022
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 FINLEE LN, RED OAK, TX 75154-1299

Mortgage

Document Number	0002136289
Date	Aug 18, 2021
Instrument	2136289

Lender

Name	DAS ACQUISITION
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 103 Finlee Ln was $6,952 with a homeowner's exemption, down 11% from the year before.

Source: Ellis County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Ellis County
Municipality	Red Oak City
Unified School District	Red Oak Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$420,000 (+0.96%) Land $55,000 Building $365,000	$420,000 (+0.96%) Land $55,000 Building $365,000
2025	$6,952.00 (-11.04%) Homeowner's exemption	$416,000 Land $55,000 Building $361,000	$416,000 Land $55,000 Building $361,000
2024	$7,815.00 (-13.62%)
2023	$9,047.00 Homeowner's exemption	$490,000 Land $55,000 Building $435,000	$490,000 Land $55,000 Building $435,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 103 Finlee Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 103 Finlee Ln is moderate, ranking above 53% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 69% of Texas
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RED OAK serves 18,577 people · EPA ID TX0700031
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Element8 Fixed Wireless	500 / 100
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20