103 Findley St, Elkins, WV 26241 Property Records

Randolph County property record for 103 Findley St, Elkins, WV 26241

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,537 sqft · built 1962
Lot Size	0.31 acres (13,504 sqft)
Owner	Individual Name on File
Last Sale	$126,750 (Jul 2017)
Tax Bill	$795 (2026)
Deeds & Mortgages	Sep 2018 Mortgage Feb 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`05-5-0043.0000`

Property Details

APN / Parcel Number

Primary APN	`05-5-0043.0000`
Alternative APNs	`42-05-5-0043.0000` `00084405`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,537 sqft Living Area
1st Floor Area	2,697 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Ranch
Construction Type	Frame
Foundation Type	Raised
Lot Area	13,504 sqft (0.31 acres)
Lot Dimensions	150 ft deep x 90 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00084405
Street Address	103 FINDLEY ST
City	ELKINS
State	WV
Zip	26241-3307
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	B-2 LOTS 19-20 SCOTT ADD
Legal Subdivision	SCOTT ADD
Legal Lot Number	19,20
Jurisdiction	RANDOLPH WV
Township / Civil Division	LEADSVILLE
Census Block Group	1
Census Block	1033
Census Tract	966100

Owner

103 Findley St is owned and occupied by an individual who bought it in July 2017.

Source: Randolph County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	103 FINDLEY ST, ELKINS, WV 26241-3307
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Feb 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Aug 28, 2025	Deed, Transfer · Conventional Mortgage CITIZENS BANK OF WEST VIRGINIA INC
Nov 2, 2022	Deed, Transfer
Dec 20, 2021	Deed, Transfer
Jul 27, 2017	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 27, 2017 · Amount on File
Deed Sale	Jul 27, 2017 · Amount on File
Deed Document Number	201720230
Deed Book / Page	588 / 15
Record Updated	Oct 29, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANDOLPH WV
Property Address	103 FINDLEY ST, ELKINS, WV 26241-3307
Transaction Type	Mortgage
Record Updated	Jan 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000569/282
Date	Sep 12, 2018
Book Page	569/282
Instrument	2018023251

Lender

Name	QUICKEN LOANS INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2048

Interest

Rate Type	Fixed Rate

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANDOLPH WV
Property Address	103 FINDLEY ST, ELKINS, WV 26241-3307
Transaction Type	Mortgage
Record Updated	Jan 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000584/81
Date	Feb 12, 2020
Book Page	584/81
Instrument	2020005437

Lender

Name	QUICKEN LOANS INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	324 Months
Due	Feb 1, 2047

Interest

Rate Type	Fixed Rate

August 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	RANDOLPH WV
Recording Date	Aug 28, 2025
Property Address	103 FINDLEY ST, ELKINS, WV 26241-3307
Document Number	000650/543
Book / Page	650 / 543
Instrument Date	Aug 21, 2025
Instrument	2025004841
Transaction Type	Transfer
Record Updated	Jan 19, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$907.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Investor	Possibly a Property Investor

Mortgage

Document Number	2025004842
Date	Aug 28, 2025
Instrument	2025004842

Lender

Name	CITIZENS BANK OF WEST VIRGINIA INC
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2055

November 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	RANDOLPH WV
Recording Date	Nov 2, 2022
Property Address	103 FINDLEY ST, ELKINS, WV 26241-3307
Document Number	000629/414
Book / Page	629 / 414
Map Reference	DB 151 PG 522
Instrument Date	Oct 31, 2022
Instrument	2022015967
Transaction Type	Transfer
Record Updated	Jan 19, 2026

Transaction

Amount	Amount on Record
Tax	$907.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

December 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	RANDOLPH WV
Recording Date	Dec 20, 2021
Property Address	103 FINDLEY ST, ELKINS, WV 26241-3307
Document Number	000623/556
Book / Page	623 / 556
Map Reference	DB 151 PG 522
Instrument Date	Dec 17, 2021
Instrument	2021026488
Transaction Type	Transfer
Record Updated	Jan 19, 2026

Transaction

Amount	Amount on Record
Tax	$825.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

July 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	RANDOLPH WV
Recording Date	Jul 27, 2017
Property Address	103 FINDLEY ST, ELKINS, WV 26241-3307
Document Number	000588/015
Book / Page	588 / 015
Map Reference	MB 151 PG 522
Instrument Date	Jul 27, 2017
Instrument	2017020230
Transaction Type	Transfer
Record Updated	Jan 19, 2026

Transaction

Amount	Amount on Record
Tax	$558.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2026 property tax bill for 103 Findley St was $795, up 3.5% from the year before.

Source: Randolph County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Randolph County
Municipality	Elkins City
Unified School District	Randolph County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$795.00 (+3.52%)	$85,560 (+3.48%) Land $27,240 Building $58,320	$142,600 (+3.48%) Land $45,400 Building $97,200
2025	$768.00	$82,680 Land $26,760 Building $55,920	$137,800 Land $44,600 Building $93,200
2023	$713.00 (+7.38%)	$77,220 (+7.43%) Land $24,780 Building $52,440	$128,700 (+7.43%) Land $41,300 Building $87,400
2022	$664.00	$71,880 Land $21,300 Building $50,580	$119,800 Land $35,500 Building $84,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 103 Findley St in Zone X, an area of minimal flood risk, though there have been 52 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective October 4, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	52 (1985–2024)
Claims Outside the SFHA	22 of 52
Most Recent Claim	Apr 2024 · river or lake flooding
Claims by Event	Flooding, Severe Storms, And Landslides, Feb 2000 · 4 claims Flooding, Heavy Winds, May 1996 · 15 claims Flooding, Jan 1996 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 103 Findley St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Micrologic Fiber	2,000 / 2,000
Lynx WV Fixed Wireless	500 / 100
Optimum Cable	500 / 20

May also be available: Frontier.

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