103 Ferry St, Milton, KY 40045 Property Records

Trimble County property record for 103 Ferry St, Milton, KY 40045

Property Summary

Property TypeOther
OwnerIndividual Name on File
Last Sale$40,000 (Jan 2020)
Tax Bill$440 (2025)
Deeds & MortgagesJan 2020 Sale & Mortgage
May 2018 Sale
Flood ZoneZone AE (high risk)
APN014-10-06-003.00

Property Details

APN / Parcel Number

Primary APN014-10-06-003.00
Alternative APN
  • 9815

Location & Zoning

Account Number9815
Street Address103 FERRY ST
CityMILTON
StateKY
Zip40045
Property CategoryOther
Property TypeOther > Miscellaneous
Legal DescriptionLOT & COMM BLDG
JurisdictionTRIMBLE KY
Township / Civil DivisionMILTON
Census Block Group2
Census Block2008
Census Tract100100

Owner

103 Ferry St is owned by an individual who bought it in January 2020.

Source: Trimble County records, as of November 17, 2025

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address4898 COOPERS BOTTOM RD, MILTON, KY 40045-8274
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 30, 2020Deed, Transfer · Conventional Mortgage
FARMERS BANK
May 18, 2018Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 30, 2020 · Amount on File
Deed SaleJan 30, 2020 · Amount on File
Prior SaleMay 18, 2018
Deed Document Number94632
Deed Book / PageD154 / 8
Record UpdatedJun 8, 2026

January 2020: Deed, Transfer

Document TypeDeed
JurisdictionTRIMBLE KY
Recording DateJan 30, 2020
Property Address103 FERRY ST, MILTON, KY 40045
Document Number0000D154/8
Book / PageD154 / 8
Map ReferenceDB 148 PG 725
Instrument DateJan 30, 2020
Instrument94632
Transaction TypeTransfer
Record UpdatedJan 19, 2024

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$40.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2236 PECK PIKE, MILTON, KY 40045-7317

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4898 COOPERS BOTTOM RD, MILTON, KY 40045-8274
InvestorPossibly a Property Investor

Mortgage

Document Number0000094633
DateJan 30, 2020
Instrument94633
Lender
NameFARMERS BANK
Agreement
TypeConventional Mortgage
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

May 2018: Deed, Transfer

Document TypeDeed
JurisdictionTRIMBLE KY
Recording DateMay 18, 2018
Property Address103 FERRY ST, MILTON, KY 40045
Document Number00D148/725
Book / PageD148 / 725
Instrument DateMay 10, 2018
Instrument91270
Transaction TypeTransfer
Record UpdatedJan 19, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address103 FERRY ST, MILTON, KY 40045

Transferred To (Grantee/Buyer)

NameVerified Name
Address2236 PECK PIKE, MILTON, KY 40045-7317
InvestorPossibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 103 Ferry St was $440.

Source: Trimble County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyTrimble County
MunicipalityMilton City
Unified School DistrictTrimble County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$440.00$40,000$40,000
2023$450.00$40,000$40,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 103 Ferry St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Nearby Flood Policies8 in force
Nearby Flood Claims23 (1978–2026)
Most Recent ClaimApr 2026 · rainfall accumulation
Claims by Event
  • Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 5 claims
  • Severe Storm, Flooding, And Tornadoes, Mar 1997 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 103 Ferry St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 92% of Kentucky
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMILTON WATER & SEWER DEPARTMENT
serves 3,861 people · EPA ID KY1120289
Water SourceGroundwater
Last State InspectionAug 2024
Lead4 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Starlink
Satellite
280 / 30

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