103 Ferry Cir, Folsom, CA 95630 Property Records

Sacramento County property record for 103 Ferry Cir, Folsom, CA 95630

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,746 sqft · built 2007
Owner	2 Individual Names on File
Last Sale	$350,500 (Jan 2007)
Tax Bill	$5,121 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`072-2790-008-0015`

Property Details

APN / Parcel Number

Primary APN	`072-2790-008-0015`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,746 sqft Living Area
1st Floor Area	864 sqft
2nd Floor Area	882 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	L-Shape
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	103 FERRY CIR
City	FOLSOM
State	CA
Zip	95630-4000
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R-4 (PD)
Legal Description	UNIT 103 UNION SQUARE CONDOMINIUM BK 20051207/0532 PER BK 20051207 PG 0532
Legal Subdivision	UNION SQUARE CONDOMINIUM
Legal Lot Number	1
Jurisdiction	SACRAMENTO CA
Township / Civil Division	FOLSOM
Census Block Group	2
Census Block	2000
Census Tract	8504

Owner

103 Ferry Cir, a condominium, is owned by two individuals who bought it in January 2007.

Source: Sacramento County records, as of July 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	101 CASTRO CT, FOLSOM, CA 95630-3281
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Mar 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 31, 2007 · Amount on File
Deed Sale	Jan 31, 2007 · Amount on File
Deed Book / Page	20070131 / 2172
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	103 FERRY CIR, FOLSOM, CA 95630-4000
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 CASTO COURT, FAIR OAKS, CA 95628
Investor	Possibly a Property Investor

Mortgage

Document Number	0000001520
Date	Mar 11, 2021
Instrument	202103111520

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 4, 2051

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	103 FERRY CIR, FOLSOM, CA 95630-4000
Transaction Type	Mortgage
Record Updated	Mar 24, 2021
Title Company	NTC - KEY W, NTC KEY WEST

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 CASTO COURT, FAIR OAKS, CA 95628

Mortgage

Document Number	3110000001520
Date	Mar 11, 2021
Book Page	20210311/1520

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 4, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 103 Ferry Cir was $5,121, up 2.1% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Folsom City
Unified School District	Folsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$478,970 (+2%) Land $102,484 Building $376,486
2025	$5,121.00 (+2.09%)	$469,579 Land $100,475 Building $369,104
2024	$5,016.00 (+1.81%)
2023	$4,927.00 (+1.48%)	$451,346 Land $96,574 Building $354,772
2022	$4,855.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 103 Ferry Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 103 Ferry Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOLSOM, CITY OF - MAIN serves 80,969 people · EPA ID CA3410014
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Succeed.Net, Verizon.

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