Cleveland County property record for 103 Falls St, Kings Mountain, NC 28086
| Property Type | Single Family Home |
|---|---|
| Details | 2,066 sqft · built 1963 |
| Lot Size | 0.555 acres (24,176 sqft) |
| Owner | Company Name on File |
| Last Sale | $120,000 (Apr 2026) |
| Tax Bill | $1,675 (2026) |
| Deeds & Mortgages | Mar 2024 Line of Credit Apr 2025 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1348541 |
| Primary APN | 1348541 |
|---|---|
| Alternative APNs |
|
| Plumbing Fixtures | 5 Plumbing Fixtures |
|---|---|
| Stories | 1 Story |
| Building Area | 2,066 sqft Finished Area |
| Upper Floors Area | 238 sqft |
| Attic | Attic |
| Attic Area | 242 sqft |
| Basement Area | 914 sqft |
| Unfinished Basement | 914 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Lot Area | 24,176 sqft (0.555 acres) |
| Lot Dimensions | 273 ft deep x 176 ft wide |
| Porch | Slab |
|---|---|
| Porch Area | 184 sqft |
| Deck Area | 72 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Package A/C |
|---|---|
| Heating System | Heat Pump |
| Account Number | 1348541 |
|---|---|
| Street Address | 103 FALLS ST |
| City | KINGS MOUNTAIN |
| State | NC |
| Zip | 28086-3621 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R06 |
| Legal Description | #1 PB 47-148 .555AC FALLS ST |
| Legal Subdivision | HARRY FALLS SUBDIVISION |
| Legal Block | 5 |
| Legal Lot Number | 4 |
| Jurisdiction | CLEVELAND NC |
| Township / Civil Division | CLEVELAND |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 950500 |
103 Falls St is owned by a company that bought it in April 2026.
Source: Cleveland County records, as of September 23, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 120 HOLLIS RD, 411, CHARLOTTE, NC 28209-2519 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 26, 2024 | Deed of Trust, Mortgage · Line of Credit FIVE 25 CAPITAL LLC |
| Apr 1, 2025 | Deed of Trust, Mortgage · Line of Credit IFP FUND I LLC A DELAWARE - DE LIMITED L |
| Apr 23, 2026 | Warranty Deed, Transfer · Conventional Mortgage NONE LISTED ON DOCUMENT |
| Aug 30, 2022 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 23, 2026 · Amount on File |
| Deed Sale | Apr 23, 2026 · Amount on File |
| Prior Sale | Aug 30, 2022 · Amount on File |
| Deed Document Number | 2026200127407 |
| Deed Book / Page | 1972 / 1252 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Property Address | 103 FALLS ST, KINGS MOUNTAIN, NC 28086-3621 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 270 CAR FARM RD 100, 100, LINCOLNTON, NC 28092-7105 |
| Document Number | 0019172534 |
|---|---|
| Date | Mar 26, 2024 |
| Book Page | 1917/2534 |
| Instrument | 200098591 |
| Name | FIVE 25 CAPITAL LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | 111 NATURE WALK PKWY UNIT 107, SAINT AUGUSTINE, FL 32092 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 13 Months |
| Due | Apr 1, 2025 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Property Address | 103 FALLS ST, KINGS MOUNTAIN, NC 28086-3621 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 270 CAR FARM RD, LINCOLNTON, NC 28092-7105 |
| Document Number | 0019430559 |
|---|---|
| Date | Apr 1, 2025 |
| Book Page | 1943/559 |
| Instrument | 200112070 |
| Name | IFP FUND I LLC A DELAWARE - DE LIMITED L |
|---|---|
| Address | 448 N 10TH ST STE 402, PHILADELPHIA, PA 19123 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Recording Date | Apr 23, 2026 |
| Property Address | 103 FALLS ST, KINGS MOUNTAIN, NC 28086-3621 |
| Document Number | 0200127407 |
| Book / Page | 1972 / 1252 |
| Instrument Date | Apr 20, 2026 |
| Instrument | 2026.200127407 |
| Transaction Type | Transfer |
| Record Updated | May 6, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $24,240.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership |
| Document Number | 0200127408, |
|---|---|
| Date | Apr 23, 2026 |
| Instrument | 2026.200127408 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate | 6.11% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Recording Date | Aug 30, 2022 |
| Property Address | 103 FALLS ST, KINGS MOUNTAIN, NC 28086-3621 |
| Document Number | 0018811303 |
| Book / Page | 1881 / 1303 |
| Map Reference | MB 4-T PG 456 |
| Instrument Date | Aug 29, 2022 |
| Instrument | 200077753 |
| Transaction Type | Transfer |
| Record Updated | Sep 19, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $240.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 94 WENDY DRIVE, 94, BLACKSBURG, SC 29702 |
| Name | Verified Name |
|---|---|
| Address | 270 CAR FARM RD # 100, 100, LINCOLNTON, NC 28092-7105 |
| Investor | Possibly a Property Investor |
The 2026 property tax bill for 103 Falls St was $1,675, up 2.6% from the year before.
Source: Cleveland County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cleveland County |
| Municipality | Kings Mountain City |
| Unified School District | Cleveland County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,675.00 (+2.57%) | $159,342 (-) Land $23,143 Building $136,199 | $159,342 (-) Land $23,143 Building $136,199 |
| 2025 | $1,633.00 | $159,342 Land $23,143 Building $136,199 | $159,342 Land $23,143 Building $136,199 |
| 2023 | $120,999 Land $32,384 Building $88,615 | $120,999 Land $32,384 Building $88,615 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 103 Falls St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 103 Falls St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF KINGS MOUNTAIN serves 14,784 people · EPA ID NC0123020 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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