103 Falls Dr, Westminster, SC 29693 Property Records

Oconee County property record for 103 Falls Dr, Westminster, SC 29693

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,624 sqft · built 1988
Lot Size	0.51 acres (22,216 sqft)
Owner	2 Individual Names on Record
Tax Bill	$823 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Jun 2021 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`323-02-02-012`

Property Details

APN / Parcel Number

Primary APN	`323-02-02-012`
Alternative APN	`48393`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,624 sqft Living Area
Basement Area	1,624 sqft
Finished Basement	1 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Architectural Style	Ranch
Exterior Material	Other
Roof Material	Shingle
Lot Area	22,216 sqft (0.51 acres)
Garage Type	Carport
Carport	Carport

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	48393
Old Parcel Number	323 02 02 012
Street Address	103 FALLS DR
City	WESTMINSTER
State	SC
Zip	29693-6419
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 1006 &1007 CHICKASAW POINT (0.51AC)
Legal Subdivision	CHICKASAW POINT
Legal Block	2
Legal Lot Number	1007
Jurisdiction	OCONEE SC
Township / Civil Division	OAKWAY
Census Block Group	2
Census Block	2010
Census Tract	30901

Owner

Source: Oconee County records, as of November 14, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	103 FALLS DR, WESTMINSTER, SC 29693-6419
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 7, 2022	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Jun 4, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC
Nov 13, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 22, 2022
Deed Sale	Jul 22, 2022
Deed Document Number	06043
Deed Book / Page	2224 / 087
Prior Transfer Date	Nov 14, 2016
Prior Transfer Doc	06043
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCONEE SC
Property Address	103 FALLS DR, WESTMINSTER, SC 29693-6419
Transaction Type	Mortgage
Record Updated	Mar 16, 2022
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014094
Date	Mar 7, 2022
Book Page	4299/65
Instrument	14094

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	299 Months
Due	Feb 1, 2047

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCONEE SC
Property Address	103 FALLS DR, WESTMINSTER, SC 29693-6419
Transaction Type	Mortgage
Record Updated	Jun 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019994
Date	Jun 4, 2021
Book Page	4164/228
Instrument	19994

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	PHILADELPHIA, PA 19104

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jun 1, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCONEE SC
Property Address	103 FALLS DR, WESTMINSTER, SC 29693-6419
Document Number	0040560134
Instrument Date	Nov 13, 2020
Transaction Type	Mortgage
Record Updated	Jan 6, 2021
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	103 FALLS DR WESTMINSTER SC 296936419, WESTMINSTER, SC 29693-6419

Mortgage

Document Number	0040560134
Date	Nov 20, 2020
Book Page	004056/000134

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	324 Months
Due	Nov 19, 2047

Tax Assessment & Valuation

Source: Oconee County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Oconee County
Unified School District	Oconee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$823.00	$7,849 (-) Land $326 Building $7,523	$196,242 (-) Land $8,160 Building $188,082
2023		$7,849 Land $326 Building $7,523	$196,242 Land $8,160 Building $188,082

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 64% of South Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICKASAW POINT private · serves 823 people · EPA ID SC3750010
Water Source	Purchased surface water from PIONEER RURAL WATER DIST
Last State Inspection	Nov 2023
Lead	7 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
West Carolina Rural Telephone Cooperative Fiber	8,000 / 8,000

May also be available: AT&T, Spectrum, Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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