Effingham County property record for 103 Fairhaven Ct, Guyton, GA 31312
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,623 sqft · built 2014 |
| Lot Size | 0.53 acres (23,087 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $176,250 (Sep 2016) |
| Tax Bill | $3,266 (2025) |
| Deeds & Mortgages | Aug 2023 Line of Credit Jun 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0300E-002-000 |
| Primary APN | 0300E-002-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,623 sqft Heated Area |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Fiberglass |
| Lot Area | 23,087 sqft (0.53 acres) |
| Garage Area | 484 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 166 sqft |
| Deck Area | 434 sqft |
| Patio Area | 988 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 3160 |
|---|---|
| Street Address | 103 FAIRHAVEN CT |
| City | GUYTON |
| State | GA |
| Zip | 31312-5344 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | .53 AC LOT 2 OUT 50-51 |
| Legal Subdivision | FAIRHAVEN |
| Legal Lot Number | 2 |
| Jurisdiction | EFFINGHAM GA |
| Township / Civil Division | RINCON |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 30401 |
103 Fairhaven Ct is owned and occupied by two individuals who bought it in September 2016.
Source: Effingham County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 103 FAIRHAVEN CT, GUYTON, GA 31312-5344 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 29, 2023 | Deed of Trust, Mortgage · Line of Credit SOUTHSTATE BANK |
| Jun 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PLANET HOME LENDING |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 29, 2016 · Amount on File |
| Deed Sale | Sep 29, 2016 · Amount on File |
| Prior Sale | Jul 14, 2014 · Amount on File |
| Deed Document Number | 20162657 |
| Deed Book / Page | 2370 / 845 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 103 FAIRHAVEN CT, GUYTON, GA 31312-5344 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2025 |
| Name | Verified Name |
|---|---|
| Address | 103 FAIRHAVEN CT, GUYTON, GA 31312-5344 |
| Document Number | 0000002868/0000000365 |
|---|---|
| Date | Aug 29, 2023 |
| Book Page | 0000002868/0000000365 |
| Instrument | D2023007214 |
| Name | SOUTHSTATE BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jan 1, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 103 FAIRHAVEN CT, GUYTON, GA 31312-5344 |
| Transaction Type | Mortgage |
| Record Updated | Aug 3, 2022 |
| Name | Verified Name |
|---|---|
| Address | 103 FAIRHAVEN CT, GUYTON, GA 31312-5344 |
| Document Number | 0000002602/0000000454 |
|---|---|
| Date | Jun 29, 2020 |
| Book Page | 0000002602/0000000454 |
| Instrument | 006193 |
| Name | PLANET HOME LENDING |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 1, 2035 |
The 2025 property tax bill for 103 Fairhaven Ct was $3,266 with a homeowner's exemption, up 10.6% from the year before.
Source: Effingham County assessment roll, as of December 22, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Effingham County |
| Unified School District | Effingham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $122,074 (-) Land $22,800 Building $99,274 | $305,185 (-) Land $57,000 Building $248,185 | |
| 2025 | $3,266.00 (+10.64%) Homeowner's exemption | $122,074 (+14.31%) Land $22,800 Building $99,274 | $305,185 (+14.31%) Land $57,000 Building $248,185 |
| 2024 | $2,952.00 (+26.32%) Homeowner's exemption | $106,789 (+0.3%) Land $22,800 Building $83,989 | $266,973 (+0.3%) Land $57,000 Building $209,973 |
| 2023 | $2,337.00 (-18.17%) Homeowner's exemption | $106,465 (+9.35%) Land $17,600 Building $88,865 | $266,163 (+9.34%) Land $44,000 Building $222,163 |
| 2022 | $2,856.00 Homeowner's exemption | $97,366 Land $14,800 Building $82,566 | $243,416 Land $37,000 Building $206,416 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 103 Fairhaven Ct in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1994.
Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 44 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 44 in force |
| Nearby Flood Claims | 6 (1994–2024) |
| Claims Outside the SFHA | 1 of 6 |
| Most Recent Claim | Aug 2024 · Tropical Storm Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 103 Fairhaven Ct is moderate, ranking above 50% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · above 63% of Georgia |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Planters Rural Telephone Cooperative Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
5G (outdoors only) and 4G LTE
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