103 Esther Cv, Madison, MS 39110 Property Records

Madison County property record for 103 Esther Cv, Madison, MS 39110

Property Summary

Property Type	Other Improved
Details	2,523 sqft · built 2016
Lot Size	0.286 acres (12,465 sqft)
Owner	Individual Name on File
Tax Bill	$1,892 (2025)
Deeds & Mortgages	Jun 2021 Sale Nov 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`081E-15-480`

Property Details

APN / Parcel Number

Primary APN	`081E-15-480`
Alternative APN	`54884`

Interior

Building Area	2,523 sqft Adjusted Area
1st Floor Area	2,038 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Lot Area	12,465 sqft (0.286 acres)
Patio Area	248 sqft

Location & Zoning

Account Number	54884
Street Address	103 ESTHER CV
City	MADISON
State	MS
Zip	39110-4410
Property Category	Other
Property Type	Other > Other Improved
Local Zoning Code	PUD
Legal Description	LOT 222 HATHEWAY LAKE PART 5
Legal Range	01E
Legal Township	08N
Legal Section	15
Legal Subdivision	HATHEWAY LAKE PT 5
Legal Lot Number	222
Jurisdiction	MADISON MS
Township / Civil Division	4
Census Block Group	3
Census Block	3016
Census Tract	30402

Owner

103 Esther Cv is owned and occupied by an individual who acquired it in June 2021.

Source: Madison County records, as of December 2, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	103 ESTHER CV, MADISON, MS 39110-4410
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2021	Warranty Deed, Transfer
Nov 23, 2018	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 29, 2021
Deed Sale	Jun 29, 2021
Prior Sale	Jul 26, 2016 · Amount on File
Deed Document Number	2021930009
Deed Book / Page	4060 / 715
Record Updated	Sep 20, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON MS
Recording Date	Jun 29, 2021
Property Address	103 ESTHER CV, MADISON, MS 39110-4410
Document Number	4060/715
Book / Page	4060 / 715
Map Reference	CAB F SL 15
Instrument Date	Jun 28, 2021
Instrument	930009
Transaction Type	Transfer
Record Updated	Nov 11, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	535 BROOKSTONE DR, 535, MADISON, MS 39110-8883

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	103 ESTHER CV, MADISON, MS 39110-4410

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	103 ESTHER CV, MADISON, MS 39110-4410
Document Number	0000856591
Instrument Date	Nov 23, 2018
Transaction Type	Mortgage
Record Updated	Jan 16, 2019
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	103 ESTHER CV MADISON MS 391104410, MADISON, MS 39110-4410

Mortgage

Document Number	0000856591
Date	Jan 7, 2019
Book Page	003681/000489
Instrument	856591

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 6, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 103 Esther Cv was $1,892 with a homeowner's exemption.

Source: Madison County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,892.00 Homeowner's exemption	$25,852	$258,520 Land $65,000 Building $193,520
2024	$1,892.00
2023	$1,892.00 Homeowner's exemption	$25,852	$258,520 Land $65,000 Building $193,520

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 103 Esther Cv in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 103 Esther Cv is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 84% of Mississippi
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CMU - LAKE CAROLINE serves 8,511 people · EPA ID MS0450034
Water Source	Groundwater
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
NETSPEEDMS Fixed Wireless	335 / 192
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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