Harrison County property record for 103 Espy Ave, Pass Christian, MS 39571
| Property Type | Single Family Home |
|---|---|
| Details | 3,282 sqft · built 2020 |
| Lot Size | 0.305 acres (13,300 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,547 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 0412P-03-014.000 |
| Primary APN | 0412P-03-014.000 |
|---|---|
| Alternative APN |
|
| Building Area | 3,282 sqft Adjusted Area |
|---|---|
| 2nd Floor Area | 647 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2020 |
|---|---|
| Foundation Type | Concrete |
| Roof Type | Gable |
| Lot Area | 13,300 sqft |
| Lot Dimensions | 95 ft deep x 140 ft wide |
| Heating System | Forced Air |
|---|
| Account Number | 059354 |
|---|---|
| Street Address | 103 ESPY AVE |
| City | PASS CHRISTIAN |
| State | MS |
| Zip | 39571-4811 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM AT INTER OF N MAR OF HWY 90 & W MAR OF ESPY AVE N ALONG ESPY AVE 186.7 FT TO POB N ALONG RD 140 FT W 94.6 FT S 140 FT E 9 |
| Legal Range | 12 |
| Legal Township | 08 |
| Legal Section | 20 |
| Legal Block | 108 |
| Legal Lot Number | 1 |
| Jurisdiction | HARRISON MS |
| Township / Civil Division | 3 |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 2900 |
103 Espy Ave is owned and occupied by an individual who acquired it in July 2015.
Source: Harrison County records, as of December 15, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 103 ESPY AVE, PASS CHRISTIAN, MS 39571-4811 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 2, 2015 |
| Deed Sale | Jul 2, 2015 |
| Deed Document Number | 2015-0004482-D-J1 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 103 Espy Ave was $4,547 with a homeowner's exemption, up 2.1% from the year before.
Source: Harrison County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Harrison County |
| Municipality | Pass Christian City |
| Unified School District | Pass Christian Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,547.00 (+2.13%) Homeowner's exemption | $40,618 | $406,184 Land $45,920 Building $360,264 |
| 2024 | $4,452.00 | ||
| 2023 | $4,452.00 Homeowner's exemption | $38,994 | $389,938 Land $45,920 Building $344,018 |
| 2022 | $4,452.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 103 Espy Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 19.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 184 individual policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 284 units insured incl. 100 condo units |
| Nearby Flood Claims | 272 (1980–2021) |
| Claims Outside the SFHA | 129 of 272 |
| Most Recent Claim | Aug 2021 · Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 103 Espy Ave is moderate, ranking above 45% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 43% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PASS CHRISTIAN serves 10,436 people · EPA ID MS0240009 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2023 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Sparklight Cable | 1,000 / 50 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
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