103 Equestrian Trl, Fate (Rockwall), TX 75087 Property Records

Rockwall County property record for 103 Equestrian Trl, Fate, TX 75087

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,239 sqft · built 2007
Lot Size	0.548 acres (23,867 sqft)
Owner	2 Individual Names on Record
Last Sale	$256,700 (Sep 2015)
Tax Bill	$5,803 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Dec 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4803000F0002000R`

Property Details

APN / Parcel Number

Primary APN	`4803000F0002000R`
Alternative APNs	`R62402` `62402`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,239 sqft Living Area
Gross Area	3,225 sqft
1st Floor Area	2,239 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	23,867 sqft (0.548 acres)
Lot Dimensions	204 ft deep x 117 ft wide
Garage Type	Attached
Garage Area	426 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	732 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	103 EQUESTRIAN TRL
City	FATE
State	TX
Zip	75087-9221
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIDING CLUB ESTATES PHASE THREE, BLOCK F, LOT 2, (REPLAT 2006)
Legal Subdivision	RIDING CLUB ESTATES PHASE THREE
Legal Block	F
Legal Lot Number	2
Jurisdiction	ROCKWALL TX
Township / Civil Division	NORTHEAST ROCKWALL
Census Block Group	1
Census Block	1016
Census Tract	40404

Owner

Source: Rockwall County records, as of August 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	103 EQUESTRIAN TRL, FATE, TX 75087-9221
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2022	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Dec 20, 2019	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Dec 20, 2019	Loan Modification, Mortgage · FHA Mortgage FREEDOM MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 4, 2015 · Amount on Record
Deed Sale	Sep 4, 2015 · Amount on Record
Prior Sale	Dec 28, 2007 · Amount on Record
Deed Document Number	201514287
Prior Transfer Date	Aug 28, 2015
Prior Transfer Doc	0000014287
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKWALL TX
Property Address	103 EQUESTRIAN TRL, FATE, TX 75087-9221
Transaction Type	Mortgage
Record Updated	Oct 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002689
Date	Feb 1, 2022
Instrument	20220000002689

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2052

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKWALL TX
Property Address	103 EQUESTRIAN TRL, FATE, TX 75087-9221
Document Number	0000002601
Instrument Date	Dec 20, 2019
Transaction Type	Mortgage
Record Updated	Mar 2, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	103 EQUESTRIAN TRL FATE TX 750879221, FATE, TX 75087-9221

Mortgage

Document Number	0000002601
Date	Feb 10, 2020
Instrument	2601

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 9, 2050

December 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ROCKWALL TX
Property Address	103 EQUESTRIAN TRL, FATE, TX 75087-9221
Document Number	0000002321
Instrument Date	Dec 20, 2019
Transaction Type	Mortgage
Record Updated	Feb 24, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	103 EQUESTRIAN TRL FATE TX 750879221, FATE, TX 75087-9221

Mortgage

Document Number	0000002321
Date	Feb 5, 2020
Instrument	2321

Lender

Name	FREEDOM MTG
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 4, 2050

Interest

Rate Type	Fixed Rate
Rate	3.87%

Tax Assessment & Valuation

Source: Rockwall County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Fate City
County	Rockwall County
Unified School District	Rockwall Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$453,614 (-) Land $225,000 Building $228,614	$453,614 (-) Land $225,000 Building $228,614
2025	$5,803.00 (-1.59%) Homeowner's exemption	$453,614 (-13.21%) Land $225,000 Building $228,614	$453,614 (-13.21%) Land $225,000 Building $228,614
2024	$5,897.00 (+18.11%)
2023	$4,993.00 (-14.21%) Homeowner's exemption	$522,640 Land $250,000 Building $272,640	$522,640 Land $250,000 Building $272,640
2021	$5,820.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 88% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FATE serves 29,285 people · EPA ID TX1990006
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Feb 2025
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Nextlink, Verizon, Wi-Five Broadband.

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