103 Emerald Cv, Rockwall, TX 75032 Property Records

Rockwall County property record for 103 Emerald Cv, Rockwall, TX 75032

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,295 sqft · built 1999
Lot Size	1.06 acres (46,513 sqft)
Owner	2 Individual Names on File
Last Sale	$685,000 (Aug 2021)
Tax Bill	$8,001 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3056000B0003000R`

Property Details

APN / Parcel Number

Primary APN	`3056000B0003000R`
Alternative APNs	`R32572` `32572`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,295 sqft Living Area
Gross Area	4,077 sqft
1st Floor Area	3,295 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2004
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	46,513 sqft
View / Lot	Water View
Garage Type	Attached
Garage Area	628 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	512 sqft
Porch	Covered Porch
Porch Area	203 sqft
Patio Area	154 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	103 EMERALD CV
City	ROCKWALL
State	TX
Zip	75032-8855
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ANCHOR BAY-PHASE TWO, BLOCK B, LOT 3
Legal Subdivision	ANCHOR BAY-PHASE TWO
Legal Phase	2
Legal Tract	3
Legal Block	B
Legal Lot Number	3
Jurisdiction	ROCKWALL TX
Township / Civil Division	SOUTH ROCKWALL
Census Block Group	2
Census Block	2020
Census Tract	40511

Owner

103 Emerald Cv is owned and occupied by two individuals who bought it in August 2021.

Source: Rockwall County records, as of August 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	103 EMERALD CV, ROCKWALL, TX 75032-8855
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2021	Vendor's Lien, Transfer · Conventional Mortgage NEXBANK SSB
Oct 5, 2020	Deed of Trust, Mortgage · VA Mortgage INTEGRITY MORTGAGE CORPORATION OF TEXAS
Jun 20, 2019	Vendor's Lien, Transfer · VA Mortgage INTEGRITY MORTGAGE CORPORATION OF T

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 2021 · Amount on File
Deed Sale	Aug 3, 2021 · Amount on File
Prior Sale	Jun 20, 2019 · Amount on File
Deed Document Number	202121075
Prior Transfer Date	Aug 2, 2021
Prior Transfer Doc	0000021075
Record Updated	Sep 20, 2026

August 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	ROCKWALL TX
Recording Date	Aug 3, 2021
Property Address	103 EMERALD CV, HEATH, TX 75032-8855
Document Number	0000021075
Map Reference	CAB C SL 63
Instrument Date	Aug 2, 2021
Instrument	20210000021075
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	CAPITAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 EMERALD CV, HEATH, TX 75032-8855
Investor	Possibly a Property Investor

Mortgage

Document Number	0000021076
Date	Aug 3, 2021
Instrument	20210000021076

Lender

Name	NEXBANK SSB
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKWALL TX
Property Address	103 EMERALD CV, HEATH, TX 75032-8855
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CAPITAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023360
Date	Oct 5, 2020
Instrument	20200000023360

Lender

Name	INTEGRITY MORTGAGE CORPORATION OF TEXAS
Type	Mortgage Company
Address	ROCKWALL, TX 75032

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

June 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	ROCKWALL TX
Recording Date	Jun 20, 2019
Property Address	103 EMERALD CV, HEATH, TX 75032-8855
Document Number	0000010040
Map Reference	CAB C SL 63
Instrument Date	Jun 11, 2019
Instrument	20190000010040
Transaction Type	Transfer
Record Updated	Sep 21, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5300 E CALLE DEL NORTE, 5300, PHOENIX, AZ 85018-4449

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 EMERALD CV, HEATH, TX 75032-8855

Mortgage

Document Number	0000010041
Date	Jun 20, 2019
Instrument	20190000010041

Lender

Name	INTEGRITY MORTGAGE CORPORATION OF T
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 103 Emerald Cv was $8,001 with exemptions applied, down 11.1% from the year before.

Source: Rockwall County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Heath City
County	Rockwall County
Unified School District	Rockwall Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$854,650 (+2.29%) Land $270,000 Building $584,650	$854,650 (+2.29%) Land $270,000 Building $584,650
2025	$8,001.00 (-11.05%) Homeowner's exemption Senior Citizen's exemption	$835,532 Land $270,000 Building $565,532	$835,532 Land $270,000 Building $565,532
2024	$8,995.00 (-17.35%)
2023	$10,883.00 Homeowner's exemption Senior Citizen's exemption	$789,054 Land $283,500 Building $505,554	$789,054 Land $283,500 Building $505,554
2021	$9,195.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 103 Emerald Cv in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 103 Emerald Cv is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 90% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HEATH serves 10,464 people · EPA ID TX1990014
Water Source	Purchased surface water from CITY OF ROCKWALL
Last State Inspection	May 2023
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Wi-Five Broadband Fixed Wireless	100 / 100

May also be available: AT&T, T-Mobile.

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