Suffolk City property record for 103 Emerald Ct, Suffolk, VA 23434
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,228 sqft · built 1997 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $279,900 (Jun 2018) |
| Tax Bill | $4,219 (2025) |
| Deeds & Mortgages | Oct 2022 Second Mortgage Oct 2019 Mortgage + 2 more |
| APN | 26I*1*8 |
| Primary APN | 26I*1*8 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,228 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 10,019 sqft (0.23 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Heat Pump |
|---|
| Account Number | 253321700 |
|---|---|
| Street Address | 103 EMERALD CT |
| City | SUFFOLK |
| State | VA |
| Zip | 23434-9146 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RES MEDIUM DENSITY |
| Legal Description | L.8,APPLEWOOD,SEC.1 |
| Legal Subdivision | APPLEWOOD |
| Legal Lot Number | 8 |
| Jurisdiction | SUFFOLK CITY VA |
| Township / Civil Division | SUFFOLK |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 75402 |
Source: Suffolk City records, as of December 24, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 103 EMERALD CT, SUFFOLK, VA 23434-9146 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 24, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FEDERAL CREDIT UNION |
| Oct 18, 2019 | Deed of Trust, Mortgage · VA Mortgage WELLS FARGO BANK NA |
| Jun 6, 2018 | Warranty Deed, Subdivision Related Transfer · VA Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Apr 10, 2018 | Trustee's Deed, Foreclosure |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 6, 2018 · Amount on Record |
| Deed Sale | Jun 6, 2018 · Amount on Record |
| Prior Sale | Apr 10, 2018 · Amount on Record |
| Deed Document Number | 180005885 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK CITY VA |
| Property Address | 103 EMERALD CT, SUFFOLK, VA 23434-9146 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0220015015 |
|---|---|
| Date | Oct 24, 2022 |
| Instrument | 220015015 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 118 Months |
| Due | Aug 1, 2032 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK CITY VA |
| Property Address | 103 EMERALD CT, SUFFOLK, VA 23434-9146 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0190011663 |
|---|---|
| Date | Oct 18, 2019 |
| Instrument | 190011663 |
| Name | WELLS FARGO BANK NA |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.38% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SUFFOLK CITY VA |
| Recording Date | Jun 6, 2018 |
| Property Address | 103 EMERALD CT, SUFFOLK, VA 23434-9146 |
| Document Number | 180005885 |
| Instrument Date | Jun 5, 2018 |
| Instrument | 180005885 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Oct 19, 2021 |
| Title Company | PRIORITY TITLE & ESCROW LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 103 EMERALD CT, SUFFOLK, VA 23434-9146 |
| Document Number | 180005886 |
|---|---|
| Date | Jun 6, 2018 |
| Instrument | 180005886 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | SUFFOLK CITY VA |
| Recording Date | Apr 10, 2018 |
| Property Address | 103 EMERALD CT, SUFFOLK, VA 23434-9146 |
| Document Number | 180003593 |
| Instrument Date | Mar 21, 2018 |
| Instrument | 180003593 |
| Transaction Type | Foreclosure |
| Record Updated | Oct 19, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 820 GREENBRIER CIR, CHESAPEAKE, VA 23320-2646 |
Source: Suffolk City assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Suffolk City |
| Unified School District | Suffolk City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $352,300 (-2.52%) Land $85,000 Building $267,300 | ||
| 2025 | $4,219.00 (-0.94%) | $352,300 (-2.52%) Land $85,000 Building $267,300 | $361,400 (+5.64%) Land $85,000 Building $276,400 |
| 2024 | $4,259.00 (+14.24%) | $361,400 (+5.64%) Land $85,000 Building $276,400 | |
| 2023 | $3,728.00 | $342,100 Land $85,000 Building $257,100 | $342,100 Land $85,000 Building $257,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SUFFOLK serves 69,822 people · EPA ID VA3800805 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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