Carteret County property record for 103 Emerald Ct, Beaufort, NC 28516
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,662 sqft · built 1996 |
| Lot Size | 0.544 acres (23,697 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $240,000 (Mar 2008) |
| Tax Bill | $1,377 (2025) |
| Deeds & Mortgages | Aug 2023 Mortgage Dec 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 7317.01.05.8362000 |
| Primary APN | 7317.01.05.8362000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,662 sqft Heated Area |
| Gross Area | 2,758 sqft |
| 1st Floor Area | 1,662 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Ranch |
| Exterior Material | Fiber Cement Siding |
| Foundation Type | Brick |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 23,697 sqft (0.544 acres) |
| Lot Dimensions | 214 ft deep x 112 ft wide |
| Garage Type | Finished |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 184 sqft |
| Deck Area | 78 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 62058 |
|---|---|
| Street Address | 103 EMERALD CT |
| City | BEAUFORT |
| State | NC |
| Zip | 28516-9427 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15M |
| Legal Description | L16 S2 TIFFANY WOODS |
| Legal Subdivision | TIFFANY WOODS |
| Legal Block | 05 |
| Legal Lot Number | 16 |
| Jurisdiction | CARTERET NC |
| Township / Civil Division | BEAUFORT |
| Census Block Group | 3 |
| Census Block | 3028 |
| Census Tract | 970301 |
Source: Carteret County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 103 EMERALD CT, BEAUFORT, NC 28516-9427 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Date | Document |
|---|---|
| Aug 29, 2023 | Deed of Trust, Mortgage · Commercial Mortgage FIRST CITIZENS BANK & TRUST CO |
| Dec 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 7, 2008 · Amount on Record |
| Deed Sale | Mar 7, 2008 · Amount on Record |
| Prior Sale | Jun 16, 2003 · Amount on Record |
| Deed Document Number | 20081260416 |
| Deed Book / Page | 1260 / 416 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTERET NC |
| Property Address | 103 EMERALD CT, BEAUFORT, NC 28516-9427 |
| Transaction Type | Mortgage |
| Record Updated | Sep 15, 2023 |
| Title Company | STEWART TITLE GURANTY, STEWART TITLE GUARANTY |
| Name | Verified Name |
|---|---|
| Address | 103 EMERALD CT, BEAUFORT, NC 28516-9427 |
| Document Number | 0018080016 |
|---|---|
| Date | Aug 29, 2023 |
| Book Page | 1808/16 |
| Instrument | 1808016 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTERET NC |
| Property Address | 103 EMERALD CT, BEAUFORT, NC 28516-9427 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0017010222 |
|---|---|
| Date | Dec 21, 2020 |
| Book Page | 1701/222 |
| Instrument | 1701222 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | 5714 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jan 1, 2036 |
Source: Carteret County assessment roll, as of November 24, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Carteret County |
| Unified School District | Carteret County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $365,703 (-) Land $75,424 Building $290,279 | $365,703 (-) Land $75,424 Building $290,279 | |
| 2025 | $1,377.00 (+19.95%) | $365,703 (+83.59%) Land $75,424 Building $290,279 | $365,703 (+83.59%) Land $75,424 Building $290,279 |
| 2023 | $199,195 Land $60,032 Building $139,163 | $199,195 Land $60,032 Building $139,163 | |
| 2022 | $1,148.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 272 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 272 in force |
| Nearby Flood Claims | 362 (1983–2026) |
| Claims Outside the SFHA | 30 of 362 |
| Most Recent Claim | Jul 2026 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 70% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTH RIVER/MILL CREEK WATER SERVICE DIS private · serves 4,417 people · EPA ID NC0416197 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 4 ppb (2024) action level 15 ppb |
| Copper | 1.48 mg/L (2020–2022) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
4G LTE only, no 5G reported
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