103 Elmberry Ln, Madison, AL 35756 Property Records

Limestone County property record for 103 Elmberry Ln, Madison, AL 35756

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,661 sqft · built 2014
Lot Size	0.33 acres (14,375 sqft)
Owner	Individual Name on File
Last Sale	$400,000 (Nov 2020)
Tax Bill	$3,604 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage Jun 2019 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`1701110001071000`

Property Details

APN / Parcel Number

Primary APN	`1701110001071000`
Alternative APNs	`11702850` `33745`

Interior

Full Baths	4 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	3,661 sqft Living Area
Upper Floors Area	708 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2015
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	14,375 sqft (0.33 acres)
Lot Dimensions	150 ft deep x 95 ft wide
Garage Type	Attached
Garage Area	751 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	273 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	11702850
Street Address	103 ELMBERRY LN
City	MADISON
State	AL
Zip	35756-4642
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DIST:9 CITY/MUNI/TWP:MADISON SUBD:STILLWATER COVE PHASE 3 SEC/TWN/RNG/MER:SEC 11 TWN 04S RNG 03W
Legal Subdivision	STILLWATER COVE PHASE 3
Jurisdiction	LIMESTONE AL
Township / Civil Division	MOORESVILLE
Census Block Group	1
Census Block	1108
Census Tract	21202

Owner

103 Elmberry Ln is owned and occupied by an individual who bought it in November 2020.

Source: Limestone County records, as of February 27, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	103 ELMBERRY LN, MADISON, AL 35756-4642
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2020	Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK
Jun 26, 2019	Warranty Deed, Transfer · Construction Mortgage FAIRWAY INDEPENDENT MTG CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 3, 2020 · Amount on File
Deed Sale	Nov 3, 2020 · Amount on File
Prior Sale	Jun 26, 2019 · Amount on File
Deed Document Number	2020101676
Deed Book / Page	2020 / 101676
Record Updated	Jun 8, 2026

November 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	LIMESTONE AL
Recording Date	Nov 3, 2020
Property Address	103 ELMBERRY LN, MADISON, AL 35756-4642
Document Number	2020/101676
Book / Page	2020 / 101676
Map Reference	MB H PG 352-353
Instrument Date	Oct 30, 2020
Transaction Type	Transfer
Record Updated	May 25, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 ELMBERRY LN, MADISON, AL 35756-4642

Mortgage

Document Number	2020101678
Date	Nov 3, 2020
Instrument	2020/101678

Lender

Name	FIRST NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LIMESTONE AL
Recording Date	Jun 26, 2019
Property Address	103 ELMBERRY LN, MADISON, AL 35756-4642
Document Number	2019/38151
Book / Page	2019 / 38151
Instrument Date	Mar 13, 2019
Transaction Type	Transfer
Record Updated	May 30, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	103 ELMBERRY LN, MADISON, AL 35756-4642

Mortgage

Document Number	2019/38156
Date	Jun 26, 2019
Book Page	2019/38156

Lender

Name	FAIRWAY INDEPENDENT MTG CORP
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 103 Elmberry Ln was $3,604 with a homeowner's exemption, up 2.4% from the year before.

Source: Limestone County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Limestone County
Municipality	Madison City
Unified School District	Madison City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,604.00 (+2.36%) Homeowner's exemption	$50,660 (+2.05%)	$506,500 (+2.06%) Land $53,700 Building $452,800
2024	$3,521.00 (-48.32%) Homeowner's exemption	$49,640 (-47.38%)	$496,300 (+5.22%) Land $51,000 Building $445,300
2023	$6,813.00 (+17.93%)	$94,340 (+17.98%)	$471,700 (+17.98%) Land $51,000 Building $420,700
2022	$5,777.00	$79,960	$399,800 Land $47,500 Building $352,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 103 Elmberry Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 29, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	17 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 103 Elmberry Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIMESTONE COUNTY WATER & SEWER AUTH. serves 90,900 people · EPA ID AL0000833
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
WOW Internet, Cable & Phone Cable	1,200 / 50

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Elmberry Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures