103 Elm St, Middle Point, OH 45863 Property Records

Van Wert County property record for 103 Elm St, Middle Point, OH 45863

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,920 sqft · built 1978
Lot Size	0.4 acres (17,424 sqft)
Owner	Individual Name on File
Last Sale	$98,500 (Oct 2019)
Tax Bill	$1,355 (2025)
Deeds & Mortgages	Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`27-054748.0000`

Property Details

APN / Parcel Number

Primary APN	`27-054748.0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,920 sqft Living Area
Gross Area	2,105 sqft
1st Floor Area	1,920 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	17,424 sqft (0.4 acres)
Lot Dimensions	137 ft deep x 16,600 ft wide
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	103 ELM ST
City	MIDDLE POINT
State	OH
Zip	45863
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AGR
Legal Description	SD 7-1 E 126.90 FT MIDDLE POINT CORP
Legal Lot Number	7-1
Jurisdiction	VAN WERT OH
Township / Civil Division	WASHINGTON
Census Block Group	3
Census Block	3029
Census Tract	20100

Owner

103 Elm St is owned and occupied by an individual who bought it in October 2019.

Source: Van Wert County records, as of July 9, 2026

Owner of Record	Individual Name on File
Mailing Address	103 ELM ST, MIDDLE POINT, OH 45863
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 21, 2019 · Amount on File
Deed Sale	Oct 21, 2019 · Amount on File
Deed Document Number	20193508
Deed Book / Page	414 / 777
Record Updated	Sep 20, 2026

October 2019: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	VAN WERT OH
Recording Date	Oct 21, 2019
Property Address	103 ELM ST, MIDDLE POINT, OH 45863
Document Number	00414/0777
Book / Page	414 / 0777
Instrument Date	Oct 21, 2019
Instrument	201900003508
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	103 ELM ST, MIDDLE POINT, OH 45863

Mortgage

Document Number	201900003509
Date	Oct 21, 2019
Instrument	201900003509

Lender

Name	FIRST FSLA OF VAN WERT OH
Type	Bank

Agreement

Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 103 Elm St was $1,355, up 0.8% from the year before.

Source: Van Wert County assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Van Wert County
County Subdivision	Washington Township
Municipality	Middle Point Village
Unified School District	Lincolnview Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,355.00 (+0.82%) Homeowner's exemption	$40,410 (-) Land $3,600 Building $36,810
2024	$1,344.00 (-1.39%) Homeowner's exemption	$40,410 (-) Land $3,600 Building $36,810	$115,460 (-) Land $10,290 Building $105,170
2023	$1,363.00 (-4.01%) Homeowner's exemption	$40,410 (+28.49%) Land $3,600 Building $36,810	$115,460 Land $10,290 Building $105,170
2022	$1,420.00 Homeowner's exemption	$31,450 Land $3,310 Building $28,140
2020			$89,860 Land $9,460 Building $80,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 103 Elm St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 103 Elm St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLE POINT VILLAGE PWS serves 576 people · EPA ID OH8100312
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TSC Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20

May also be available: MetaLINK Technologies.

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