York County property record for 103 Elm St, Clover, SC 29710
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,104 sqft · built 2005 |
| Lot Size | 0.169 acres (7,373 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $134,900 (Sep 2019) |
| Tax Bill | $1,029 (2025) |
| Deeds & Mortgages | Oct 2022 Line of Credit Sep 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-04-21-005 |
| Primary APN | 010-04-21-005 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,104 sqft Living Area |
| Gross Area | 1,188 sqft |
| 1st Floor Area | 1,104 sqft |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 7,373 sqft (0.169 acres) |
| Porch | Slab |
| Porch Area | 84 sqft |
| Street Address | 103 ELM ST |
|---|---|
| City | CLOVER |
| State | SC |
| Zip | 29710-1517 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ELM ST LOTS 26&27 |
| Legal Subdivision | S LEE PURSLEY PROPERTY |
| Legal Lot Number | 26-27 |
| Jurisdiction | YORK SC |
| Township / Civil Division | CLOVER |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 61802 |
Source: York County records, as of May 5, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 103 ELM ST, CLOVER, SC 29710-1517 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 24, 2022 | Deed of Trust, Mortgage · Line of Credit BANK OF YORK |
| Sep 17, 2019 | Deed, Transfer · Conventional Mortgage FAMILY TRUST FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 17, 2019 · Amount on Record |
| Deed Sale | Sep 17, 2019 · Amount on Record |
| Prior Sale | Nov 28, 2005 · Amount on Record |
| Deed Document Number | 201939772 |
| Deed Book / Page | 17783 / 453 |
| Prior Transfer Date | May 3, 2007 |
| Prior Transfer Doc | 0918900121 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YORK SC |
| Property Address | 103 ELM ST, CLOVER, SC 29710-1517 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2026 |
| Name | Verified Name |
|---|---|
| Address | 433 TERRAPIN LN, LAKE WYLIE, SC 29710-0015 |
| Investor | Possibly a Property Investor |
| Document Number | 2046600210 |
|---|---|
| Date | Oct 24, 2022 |
| Book Page | 20466/210 |
| Instrument | 2022045261 |
| Name | BANK OF YORK |
|---|---|
| Type | Bank |
| Address | YORK, SC 29745 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 21, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | YORK SC |
| Recording Date | Sep 17, 2019 |
| Property Address | 103 ELM ST, CLOVER, SC 29710-1517 |
| Document Number | 1778300453 |
| Book / Page | 17783 / 453 |
| Map Reference | MB 4 PG 235 |
| Instrument Date | Sep 16, 2019 |
| Instrument | 2019039772 |
| Transaction Type | Transfer |
| Record Updated | Jan 28, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $499.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4103 ELM STREET, CLOVER, SC 29710 |
| Document Number | 2019039773 |
|---|---|
| Date | Sep 17, 2019 |
| Instrument | 2019039773 |
| Name | FAMILY TRUST FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2049 |
Source: York County assessment roll, as of November 17, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | York County |
| Municipality | Clover Town |
| Unified School District | York School District 2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,029.00 (+21.78%) | $6,140 (+15%) Land $1,062 Building $5,078 | $173,400 (+29.91%) Land $30,000 Building $143,400 |
| 2023 | $845.00 | $5,339 Land $480 Building $4,859 | $133,475 Land $12,000 Building $121,475 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 96% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CLOVER serves 8,400 people · EPA ID SC4610006 |
|---|---|
| Water Source | Purchased surface water from TWO RIVERS UTILITIES |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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