Lauderdale County property record for 103 Elm Cv, Florence, AL 35634
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 3,139 sqft · built 1993 |
| Lot Size | 0.77 acres (33,541 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,983 (2025) |
| Deeds & Mortgages | Apr 2018 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-08-34-0-010-014-000 |
| Primary APN | 16-08-34-0-010-014-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 3,139 sqft Living Area |
| 1st Floor Area | 3,139 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 33,541 sqft (0.77 acres) |
| Lot Dimensions | 168 ft deep x 187 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 53989 |
|---|---|
| Street Address | 103 ELM CV |
| City | FLORENCE |
| State | AL |
| Zip | 35634-2303 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 186.68 X 175 IRR KENDALE GARDENS SD SEC A LOT 83 .77 AC/C SEC 34 T2S R10W PB 3 PG 50 |
| Legal Range | 10W |
| Legal Township | 02S |
| Legal Section | 34 |
| Legal Subdivision | KENDALE GARDENS SEC A-B-C-D-E |
| Legal Block | A |
| Legal Lot Number | 83 |
| Jurisdiction | LAUDERDALE AL |
| Township / Civil Division | FLORENCE |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 11503 |
103 Elm Cv is owned and occupied by two individuals who acquired it in April 2018.
Source: Lauderdale County records, as of November 25, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 103 ELM CV, FLORENCE, AL 35634-2303 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Apr 20, 2018 |
| Transfer Doc | 2018/16188 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LAUDERDALE AL |
| Recording Date | Apr 20, 2018 |
| Property Address | 103 ELM CV, FLORENCE, AL 35634-2303 |
| Document Number | 2018/16188 |
| Book / Page | 2018 / 16188 |
| Instrument Date | Apr 20, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 18, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 103 ELM CV, FLORENCE, AL 35634-2303 |
The 2025 property tax bill for 103 Elm Cv was $2,983, up 3.7% from the year before.
Source: Lauderdale County assessment roll, as of November 24, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Lauderdale County |
| Unified School District | Lauderdale County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,983.00 (+3.68%) | $83,820 (+3.76%) | $419,080 (+3.75%) Land $14,200 Building $404,880 |
| 2024 | $2,877.00 (+5.97%) | $80,780 (+3,080.31%) Land $2,760 Building $78,020 | $403,940 (+6.09%) Land $13,800 Building $390,140 |
| 2023 | $2,715.00 (+17.63%) | $2,540 (-96.06%) Land $2,540 | $380,760 (+17.99%) Land $12,700 Building $368,060 |
| 2022 | $2,308.00 | $64,540 | $322,700 Land $14,600 Building $308,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 103 Elm Cv in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.
Source: FEMA National Flood Hazard Layer, effective August 1, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2019) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2019 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 103 Elm Cv is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Alabama |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FLORENCE WATER DEPARTMENT serves 77,766 people · EPA ID AL0000783 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
May also be available: Verizon.
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