103 Elm Ct, Madison, MS 39110 Property Records

Madison County property record for 103 Elm Ct, Madison, MS 39110

Property Summary

Property Type	Single Family Home
Details	5 ba · 2,511 sqft · built 2007
Lot Size	0.45 acres (19,611 sqft)
Owner	2 Individual Names on Record
Last Sale	$73,150 (Mar 2026)
Tax Bill	$2,430 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Jul 2025 Transfer
Flood Zone	Zone X (minimal risk)
APN	`081F-13-278`

Property Details

APN / Parcel Number

Primary APN	`081F-13-278`
Alternative APNs	`081F-13-278/00.00` `45320`

Interior

Full Baths	5 Baths
Stories	1 Story
Building Area	2,511 sqft Adjusted Area
Gross Area	2,125 sqft
1st Floor Area	2,125 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Asphalt
Lot Area	19,611 sqft (0.45 acres)
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	45320
Street Address	103 ELM CT
City	MADISON
State	MS
Zip	39110-4746
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P1
Legal Description	B-078 ASHBROOKE PHASE B PART 2 D@194
Legal Range	01E
Legal Township	08N
Legal Section	13
Legal Subdivision	ASHBROOKE PH B PT 2
Legal Phase	B
Jurisdiction	MADISON MS
Township / Civil Division	2
Census Block Group	2
Census Block	2016
Census Tract	30402

Owner

Source: Madison County records, as of March 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	103 ELM CT, MADISON, MS 39110-4746
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2026	Warranty Deed, Transfer · Conventional Mortgage ORIGIN BANK
Jul 23, 2025	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 10, 2026 · Amount on Record
Deed Sale	Mar 10, 2026 · Amount on Record
Prior Sale	Sep 4, 2018 · Amount on Record
Deed Document Number	20261047215
Deed Book / Page	4655 / 515
Prior Transfer Date	Jul 21, 2025
Prior Transfer Doc	0004579/76
Record Updated	Oct 29, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON MS
Recording Date	Mar 10, 2026
Property Address	103 ELM CT, MADISON, MS 39110-4746
Document Number	004655/515
Book / Page	4655 / 515
Map Reference	MB 1965 PG 952
Instrument Date	Mar 9, 2026
Instrument	1047215
Transaction Type	Transfer
Record Updated	Mar 24, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1085 GLUCKSTADT RD # RD300F, RD300F, GLUCKSTADT, MS 39110-9416

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	103 ELM CT, MADISON, MS 39110-4746

Mortgage

Document Number	0001047216
Date	Mar 10, 2026
Instrument	1047216

Lender

Name	ORIGIN BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

July 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MADISON MS
Recording Date	Jul 23, 2025
Property Address	103 ELM CT, MADISON, MS 39110-4746
Document Number	0004579/76
Book / Page	4579 / 76
Map Reference	CAB D PG 194B
Instrument Date	May 2, 2025
Instrument	1031678
Transaction Type	Transfer
Record Updated	Mar 24, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	103 ELM CT, MADISON, MS 39110-4746

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 ELM CT, MADISON, MS 39110-4746

Tax Assessment & Valuation

Source: Madison County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,430.00 Homeowner's exemption	$26,594 (-)	$265,940 (-) Land $45,000 Building $220,940
2024	$2,430.00
2023	$2,430.00 Homeowner's exemption	$26,594	$265,940 Land $45,000 Building $220,940

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEAR CREEK W/A-WEST public/private · serves 26,677 people · EPA ID MS0450021
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
NETSPEEDMS Fixed Wireless	499 / 285
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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