103 Elliott Rd, Murphy, NC 28906 Property Records

Cherokee County property record for 103 Elliott Rd, Murphy, NC 28906 · Last verified October 2025

Property Highlights

Property Type	Other > Other Improved
Year Built	Built 2020
Square Footage	1,568 sqft Heated Area
Lot Size	65,340 sqft (1.5 acres)
Occupancy	Owner Occupied
Tax Bill	$1,187.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`444900494745000`
Alternative APN	`49956`

Interior

Building Area	1,568 sqft Heated Area
Stories	1 Stories
Primary Flooring	Wood Flooring
Interior Structure	Plaster Interior Structure
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Exterior Material	Aluminum/Vinyl Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	65,340 sqft (1.5 acres)
Depth X Width	262 ft x 214 ft Depth x Width
Deck Area	288 sqft Deck

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Heat Pump Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Account Number	49956
Street Address	103 ELLIOTT RD
City	MURPHY
State	NC
Zip	28906-3088
Property Usage	Other Property Usage
Type	Other > Other Improved
Legal Description	FR DOCKERY P/O 622/151
Jurisdiction	CHEROKEE NC
Minor Civil Division	NOTLA
Census Blockgroup	2
Census Block	2025
Census Tract	930605

Owner

Source: Cherokee County records · APN 444900494745000

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	103 ELLIOTT RD, MURPHY, NC 28906-3088
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Owner is an Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 01, 2019
Deed Sale	Jun 01, 2019
Deed Doc Number	0000622151
Record Refreshed	Jun 08, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	103 ELLIOTT RD, MURPHY, NC 28906-3088
Transaction Type	Mortgage
Record Updated	Aug 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01628/0904
Date	Nov 13, 2019
Book Page	01628/0904
Instrument	05530

Lender

Name	ENTEGRA BANK
Type	Bank
Address	FRANKLIN, NC 28734

Agreement

Type	Building or Construction Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Nov 01, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Type Change Date	Nov 01, 2027
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	5.62%
Index	1-Year LIBOR
Max Rate	9.62%

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,187.00	$157,440 (-)	$157,440 (-) Land $12,420 Building $145,020
2023		$157,440	$157,440 Land $12,420 Building $145,020

Flood & Wildfire

103 Elliott Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).

Flood

Source: FEMA National Flood Hazard Layer · Cherokee County (37039C), updated February 5, 2020

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Moderate 58th percentile of exposed land nationally · 81st in North Carolina
Wildfire Likelihood	Moderate — about 1 in 568 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.