103 Ellen Ct, Georgetown, KY 40324 Property Records

Scott County property record for 103 Ellen Ct, Georgetown, KY 40324

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,012 sqft · built 2004
Lot Size0.192 acres (8,398 sqft)
OwnerIndividual Name on File
Last Sale$170,000 (Jun 2014)
Tax Bill$2,613 (2025)
Deeds & MortgagesDec 2019 Line of Credit
Nov 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN140-40-354.000

Property Details

APN / Parcel Number

Primary APN140-40-354.000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,012 sqft Living Area

Exterior

Year BuiltBuilt 2004
Exterior MaterialCombination
Foundation TypeSlab (Mat/Raft)
Lot Area8,398 sqft (0.192 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address103 ELLEN CT
CityGEORGETOWN
StateKY
Zip40324-2154
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBRADFORD PLACE
Legal SubdivisionBRADFORD PLACE
Legal Lot Number44
Legal Unit3H
JurisdictionSCOTT KY
Township / Civil DivisionGEORGETOWN
Census Block Group3
Census Block3001
Census Tract40203

Owner

Source: Scott County records · APN 140-40-354.000

Assessment roll updated April 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address103 ELLEN CT, GEORGETOWN, KY 40324-2154
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 16, 2019Deed of Trust, Mortgage · Line of Credit
UNIVERSITY OF KENTUCKY FCU
Nov 15, 2019Deed of Trust, Mortgage · Conventional Mortgage
BANK OF ENGLAND

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 18, 2014 · Amount on Record
Deed SaleJun 18, 2014 · Amount on Record
Prior SaleDec 03, 2009 · Amount on Record
Deed Document Number319032
Deed Book / PageD361 / 443
Record UpdatedJun 08, 2026

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCOTT KY
Property Address103 ELLEN CT, GEORGETOWN, KY 40324-2154
Transaction TypeMortgage
Record UpdatedJan 08, 2020

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberM1479/305
DateDec 16, 2019
Book PageM1479/305
Instrument409580
Lender
NameUNIVERSITY OF KENTUCKY FCU
TypeCredit Union
AddressLEXINGTON, KY 40509
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueDec 15, 2039
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCOTT KY
Property Address103 ELLEN CT, GEORGETOWN, KY 40324-2154
Transaction TypeMortgage
Record UpdatedDec 04, 2019
Title CompanyBLUEGRASS LAND TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberM1473/754
DateNov 15, 2019
Book PageM1473/754
Instrument408339
Lender
NameBANK OF ENGLAND
TypeBank
AddressLITTLE ROCK, AR 72201
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2049

Tax Assessment & Valuation

Source: Scott County records · Assessment roll updated April 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateKentucky
CountyScott County
MunicipalityGeorgetown City
Unified School DistrictScott County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,613.00 (+12.05%)$293,400 (+14.07%)$293,400 (+14.07%)
2023$2,332.00 (+27.43%)$257,200 (+21.9%) Land $42,000 Building $215,200$257,200 (+21.9%) Land $42,000 Building $215,200
2022$1,830.00$211,000 Land $35,000 Building $176,000$211,000 Land $35,000 Building $176,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 20, 2022 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

Based on FCC filings for 509 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemGEORGETOWN MUNICIPAL WATER SERVICE
serves 44,608 people
Water SourceSurface water
Last State InspectionAug 2025
Lead5 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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