Cleveland County property record for 103 El Rod Dr N, Rison, AR 71665
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,088 sqft · built 2025 |
| Owner | 2 Individual Names on File |
| Last Sale | $187,000 (Aug 2024) |
| Tax Bill | $1,703 (2026) |
| Deeds & Mortgages | Jan 2026 Mortgage Jun 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 20754-00 |
| Primary APN | 20754-00 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,088 sqft Living Area |
| 1st Floor Area | 2,088 sqft |
| Flooring | Carpet |
| Year Built | Built 2025 |
|---|---|
| Effective Year Built | Effective 2025 |
| Exterior Material | Brick Veneer |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Closed Piers |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Garage Type | Carport |
| Garage Area | 484 sqft |
| Carport | Carport |
| Carport Area | 484 sqft |
| Driveway | Asphalt Driveway |
| Driveway Area | 160 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 528 sqft |
| Utility Building | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 103 EL ROD DR N |
|---|---|
| City | RISON |
| State | AR |
| Zip | 71665-8514 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 25 SOUTHERN PINES SUB. |
| Legal Range | 11 |
| Legal Township | 09 |
| Legal Section | 01 |
| Legal Subdivision | SOUTHERN PINES SUBDIVISION |
| Legal Lot Number | 25 |
| Jurisdiction | CLEVELAND AR |
| Township / Civil Division | RISON |
| Census Block Group | 2 |
| Census Block | 2051 |
| Census Tract | 970100 |
103 El Rod Dr N is owned and occupied by two individuals who bought it in August 2024.
Source: Cleveland County records, as of October 19, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 14, RISON, AR 71665-0014 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 6, 2026 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Jun 8, 2023 | Warranty Deed, Transfer · Conventional Mortgage FIRST SERVICE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 30, 2024 · Amount on File |
| Deed Sale | Aug 30, 2024 · Amount on File |
| Prior Sale | Jun 8, 2023 · Amount on File |
| Deed Document Number | 2024743 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND AR |
| Property Address | 103 EL ROD DR N, RISON, AR 71665 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2026 |
| Name | Verified Name |
|---|---|
| Address | 103 ELROD DR, RISON, AR 71665-8514 |
| Document Number | L202600010 |
|---|---|
| Date | Jan 6, 2026 |
| Instrument | L202600010 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.37% |
| Type Change Date | Apr 1, 2031 |
| Change Frequency | Annually |
| Min Rate At Change | 3.37% |
| Max Rate At Change | 5.37% |
| Index | 1-Year CMT |
| Max Rate | 5.37% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLEVELAND AR |
| Recording Date | Jun 8, 2023 |
| Property Address | 103 EL ROD DR N, RISON, AR 71665 |
| Document Number | L202300427 |
| Instrument Date | Jun 1, 2023 |
| Instrument | L202300427 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2023 |
| Title Company | ADVANTAGE TITLE AND ESCROW INC, ADVANTAGE TITLE & ESCROW |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $660.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1729 LEMONS ST, WYNNE, AR 72396-4047 |
| Name | Verified Name |
|---|---|
| Address | 103 EL ROD DR N, RISON, AR 71665 |
| Document Number | L202300428 |
|---|---|
| Date | Jun 8, 2023 |
| Instrument | L202300428 |
| Name | FIRST SERVICE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2053 |
The 2026 property tax bill for 103 El Rod Dr N was $1,703 with a homeowner's exemption, up 30.2% from the year before.
Source: Cleveland County assessment roll, as of October 19, 2026
| Type | Name |
|---|---|
| State | Arkansas |
| County | Cleveland County |
| Municipality | Rison City |
| Unified School District | Cleveland County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,703.00 (+30.2%) Homeowner's exemption | $34,140 (-) Land $2,000 Building $32,140 | $170,700 Land $10,000 Building $160,700 |
| 2025 | $1,308.00 (+8.73%) | $34,140 Land $2,000 Building $32,140 | |
| 2024 | $1,203.00 (+105.29%) | $170,700 (+68.34%) Land $10,000 Building $160,700 | |
| 2023 | $586.00 Homeowner's exemption | $20,280 Land $800 Building $19,480 | $101,400 Land $4,000 Building $97,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 103 El Rod Dr N in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1981.
Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 4 (1981–1984) |
| Most Recent Claim | Sep 1984 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 103 El Rod Dr N is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 83% of Arkansas |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RISON WATERWORKS serves 1,344 people · EPA ID AR0000106 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2026 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Rally Networks Fiber | 2,000 / 2,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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