103 Echo Ridge Way, Mountainside, NJ 07092 Property Records

Union County and Mountainside Borough property record for 103 Echo Ridge Way, Mountainside, NJ 07092

Property Summary

Property Type	Single Family Home
Details	2,658 sqft · built 2017
Lot Size	0.083 acres (3,607 sqft)
Owner	Individual Name on File
Last Sale	$938,000 (Nov 2025)
Tax Bill	$14,792 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-00015-09-00048-05`

Property Details

APN / Parcel Number

Primary APN	`10-00015-09-00048-05`

Interior

Building Area	2,658 sqft Living Area

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Lot Area	3,607 sqft (0.083 acres)

Location & Zoning

Street Address	103 ECHO RIDGE WAY
City	MOUNTAINSIDE
State	NJ
Zip	07092-2725
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	15.9
Legal Lot Number	48.5
Jurisdiction	UNION NJ
Township / Civil Division	MOUNTAINSIDE
Census Block Group	1
Census Block	1012
Census Tract	38300

Owner

103 Echo Ridge Way is owned by an individual who bought it in November 2025.

Source: Union County and Mountainside Borough records, as of July 8, 2026

Owner of Record	Individual Name on File
Mailing Address	103 ECHO RIDGE WAY, 3, MOUNTAINSIDE, NJ 07092-2725
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 5, 2025 · Amount on File
Deed Sale	Nov 5, 2025 · Amount on File
Prior Sale	Feb 13, 2018 · Amount on File
Deed Document Number	202550535
Deed Book / Page	6600 / 32
Record Updated	Sep 20, 2026

November 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	UNION NJ
Recording Date	Nov 5, 2025
Property Address	103 ECHO RIDGE WAY, MOUNTAINSIDE, NJ 07092-2725
Document Number	0066000032
Book / Page	6600 / 32
Instrument Date	Oct 29, 2025
Instrument	50535
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,284.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	201 HERON CT, WASHINGTON CROSSING, PA 18977-1530

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 ECHO RIDGE WAY # 3, 3, MOUNTAINSIDE, NJ 07092-2725

Mortgage

Document Number	0000084836
Date	Nov 5, 2025
Instrument	84836

Lender

Name	EMM LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 103 Echo Ridge Way was $14,792, up 2.4% from the year before.

Source: Union County and Mountainside Borough assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Mountainside Borough
Unified School District	Mountainside Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$704,400 (-) Land $275,000 Building $429,400	$704,400 (-) Land $275,000 Building $429,400
2025	$14,792.00 (+2.44%)	$704,400 Land $275,000 Building $429,400	$704,400 Land $275,000 Building $429,400
2024	$14,440.00
2023		$704,400 Land $275,000 Building $429,400	$704,400 Land $275,000 Building $429,400
2022	$14,066.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 103 Echo Ridge Way in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2002.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	7 (2002–2011)
Claims Outside the SFHA	5 of 7
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Hurricane Irene, Aug 2011 · 3 claims Severe Storms And Flooding, Mar 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 103 Echo Ridge Way is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20