Madison County property record for 103 Eastern Vw, Richmond, KY 40475
| Property Type | Single Family Home |
|---|---|
| Lot Size | 2.99 acres (130,244 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $77,000 (Aug 2025) |
| Tax Bill | $330 (2025) |
| Deeds & Mortgages | Oct 2026 Line of Credit Mar 2026 Construction Loan + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0056-0002-0053 |
| Primary APN | 0056-0002-0053 |
|---|---|
| Alternative APNs |
|
| Lot Area | 130,244 sqft (2.99 acres) |
|---|
| Account Number | 55753 |
|---|---|
| Street Address | 103 EASTERN VW |
| City | RICHMOND |
| State | KY |
| Zip | 40475-7858 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RIDGEHAVEN LOT 53 |
| Legal Subdivision | RIDGEHAVEN |
| Legal Block | 2 |
| Legal Lot Number | 53 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | RICHMOND |
| Census Block Group | 2 |
| Census Block | 2033 |
| Census Tract | 10902 |
Source: Madison County records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 8084 DRIFTWOOD LOOP, RICHMOND, KY 40475-8464 |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| Oct 13, 2026 | Deed of Trust, Mortgage · Line of Credit UNION FEDERAL CREDIT UNION |
| Mar 31, 2026 | Deed of Trust, Mortgage · Construction Mortgage CUMBERLAND VALLEY NATL BANK & TRUST CO |
| Aug 5, 2025 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 5, 2025 · Amount on Record |
| Deed Sale | Aug 5, 2025 · Amount on Record |
| Deed Document Number | 202514276324 |
| Deed Book / Page | 871 / 222 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Oct 13, 2026 |
| Property Address | 103 EASTERN VW, RICHMOND, KY 40475-7858 |
| Document Number | 0014382885 |
| Book / Page | 2508 / 202 |
| Instrument Date | Sep 25, 2026 |
| Instrument | 202614382885 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 103 EASTERN VW, RICHMOND, KY 40475-7858 |
| Document Number | 0014382885, |
|---|---|
| Date | Oct 13, 2026 |
| Book Page | 2508/202 |
| Instrument | 202614382885 |
| Name | UNION FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 25, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 103 EASTERN VW, RICHMOND, KY 40475-7858 |
| Transaction Type | Mortgage |
| Record Updated | Apr 15, 2026 |
| Name | Verified Name |
|---|---|
| Address | 8084 DRIFTWOOD LOOP, RICHMOND, KY 40475-8464 |
| Document Number | 000M2456/9 |
|---|---|
| Date | Mar 31, 2026 |
| Book Page | M2456/9 |
| Instrument | 2014334280 |
| Name | CUMBERLAND VALLEY NATL BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | LONDON, KY 40743 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Aug 5, 2025 |
| Property Address | 103 EASTERN VW, RICHMOND, KY 40475-7858 |
| Document Number | 00D871/222 |
| Book / Page | D871 / 222 |
| Map Reference | MB 9 PG 391 |
| Instrument Date | Aug 1, 2025 |
| Instrument | 2014276324 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $77.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 112 RICHLAND DR, RICHMOND, KY 40475-7809 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 8084 DRIFTWOOD LOOP, RICHMOND, KY 40475-8464 |
Source: Madison County assessment roll, as of December 9, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $330.00 (-2.65%) | $35,000 (-) | $35,000 (-) |
| 2023 | $339.00 | $35,000 | $35,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 67% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RICHMOND UTILITIES serves 35,640 people · EPA ID KY0760370 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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