103 Easterly Dr, Ocean City, NJ 08226 Property Records

Cape May County and Ocean City property record for 103 Easterly Dr, Ocean City, NJ 08226

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 1,388 sqft · built 1985
Owner	2 Individual Names on Record
Last Sale	$675,000 (Oct 2025)
Tax Bill	$3,782 (2024)
Deeds & Mortgages	Oct 2025 Sale May 2023 Line of Credit + 5 more
Flood Zone	Zone AE (high risk)
APN	`08-03350-0000-00015-0000-C127`

Property Details

APN / Parcel Number

Primary APN	`08-03350-0000-00015-0000-C127`
Alternative APN	`0803350000000015 C127`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,388 sqft Living Area

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Condo/Apartment

Location & Zoning

Street Address	103 EASTERLY DR, 127
City	OCEAN CITY
State	NJ
Zip	08226-2134
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	OCEAN REEF CLUB UNIT 103 EASTERLY DR B-1
Legal Subdivision	OCEAN REEF CLUB CONDO BLDG 27
Legal Block	3350
Legal Lot Number	15
Jurisdiction	CAPE MAY NJ
Township / Civil Division	OCEAN CITY
Census Block Group	3
Census Block	3027
Census Tract	20203

Owner

Source: Cape May County and Ocean City records, as of July 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	31 KINGS CROSS CIR, DOYLESTOWN, PA 18901-2471
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2025	Deed, Transfer ATLANTIC TITLE INC, ATLANTIC TITLE
May 23, 2023	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Jan 31, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK
Apr 10, 2021	Deed of Trust, Mortgage · Line of Credit CITIZENS BK NA
Jul 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE
Feb 26, 2019	Grant Deed, Transfer · Conventional with PMI GUARANTEED RATE
Sep 4, 2018	Deed of Trust, Mortgage · Conventional Mortgage TD BK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 3, 2025 · Amount on Record
Deed Sale	Oct 3, 2025 · Amount on Record
Prior Sale	Feb 26, 2019 · Amount on Record
Deed Document Number	202577544
Deed Book / Page	4246 / 538
Record Updated	Oct 29, 2026

October 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	CAPE MAY NJ
Recording Date	Oct 3, 2025
Property Address	103 EASTERLY DR, OCEAN CITY, NJ 08226-2134
Document Number	0000077544
Book / Page	D4246 / 538
Instrument Date	Oct 2, 2025
Instrument	2025077544
Transaction Type	Transfer
Record Updated	Oct 29, 2025
Title Company	ATLANTIC TITLE INC, ATLANTIC TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	103 EASTERLY DR, OCEAN CITY, NJ 08226-2134

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 KINGS CROSS CIR, DOYLESTOWN, PA 18901-2471

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAPE MAY NJ
Property Address	103 EASTERLY DR, OCEAN CITY, NJ 08226-2134
Transaction Type	Mortgage
Record Updated	Jun 13, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011289
Date	May 23, 2023
Book Page	M6649/403
Instrument	2023011289

Lender

Name	CITIZENS BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	May 16, 2048

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAPE MAY NJ
Property Address	103 EASTERLY DR, OCEAN CITY, NJ 08226-2134
Transaction Type	Mortgage
Record Updated	Feb 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003614
Date	Jan 31, 2022
Book Page	M6521/423
Instrument	2022003614

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAPE MAY NJ
Property Address	103 EASTERLY DR, OCEAN CITY, NJ 08226-2134
Document Number	0063900871
Instrument Date	Apr 10, 2021
Transaction Type	Mortgage
Record Updated	May 26, 2021
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	103 EASTERLY DR #127 OCEAN CITY NJ 082262134, 127, OCEAN CITY, NJ 08226-2134

Mortgage

Document Number	0063900871
Date	May 8, 2021
Book Page	006390/000871
Instrument	23039

Lender

Name	CITIZENS BK NA
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	May 7, 2046

Interest

Rate Type	Adjustable Rate

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAPE MAY NJ
Property Address	103 EASTERLY DR, OCEAN CITY, NJ 08226-2134
Document Number	0062360483
Instrument Date	Jul 21, 2020
Transaction Type	Mortgage
Record Updated	Sep 29, 2020
Title Company	TITLE COMPANY/JERSEY, TITLE CO/JERSEY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	103 EASTERLY DR OCEAN CITY NJ 082262134, OCEAN CITY, NJ 08226-2134

Mortgage

Document Number	0062360483
Date	Sep 3, 2020
Book Page	006236/000483
Instrument	28729

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 2, 2050

February 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CAPE MAY NJ
Recording Date	Feb 26, 2019
Property Address	103 EASTERLY DR, OCEAN CITY, NJ 08226-2134
Document Number	0038400491
Book / Page	003840 / 000491
Instrument Date	Jan 28, 2019
Instrument	84846
Transaction Type	Transfer
Record Updated	Mar 12, 2019
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$338.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	103 EASTERLY DR OCEAN CITY NJ 082262134, OCEAN CITY, NJ 08226-2134

Mortgage

Document Number	60430775
Date	Feb 26, 2019
Book Page	006043/000775
Instrument	84847

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 25, 2049

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAPE MAY NJ
Property Address	103 EASTERLY DR, OCEAN CITY, NJ 08226-2134
Document Number	0060010403
Instrument Date	Sep 4, 2018
Transaction Type	Mortgage
Record Updated	Sep 27, 2018
Title Company	DIRECT TITLE AND CLOSING AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	100 WOODLANE CT GLASSBORO NJ 080282710, GLASSBORO, NJ 08028-2710

Mortgage

Document Number	0060010403
Date	Sep 12, 2018
Book Page	006001/000403
Instrument	67920

Lender

Name	TD BK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 11, 2048

Tax Assessment & Valuation

Source: Cape May County and Ocean City assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Cape May County
Municipality	Ocean City
Unified School District	Ocean City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$342,100 (+1.48%) Land $95,500 Building $246,600	$342,100 (+1.48%) Land $95,500 Building $246,600
2025		$337,100 (-) Land $95,500 Building $241,600	$337,100 (-) Land $95,500 Building $241,600
2024	$3,782.00 (+9.05%)
2023		$337,100 Land $95,500 Building $241,600	$337,100 Land $95,500 Building $241,600
2022	$3,468.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 545 individual policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	839 units insured incl. 294 condo units
Nearby Flood Claims	702 (1979–2021)
Claims Outside the SFHA	2 of 702
Most Recent Claim	Feb 2021 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 514 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 54 claims Coastal Storms & Flooding, Mar 1984 · 32 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 55% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - OCEAN CITY private · serves 127,000 people · EPA ID NJ0508001
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

103 Easterly Dr, Ocean City, NJ 08226 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

October 2025: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

May 2023: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

January 2022: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

April 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

July 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

February 2019: Grant Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

September 2018: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Easterly Dr

Nearby Streets

Search Property Records by Address or Parcel Number