103 Earnhardt Cir, Cabot, AR 72023 Property Records

Lonoke County property record for 103 Earnhardt Cir, Cabot, AR 72023

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,799 sqft · built 2010
Lot Size0.24 acres (10,454 sqft)
Owner2 Individual Names on File
Last Sale$205,000 (Feb 2022)
Tax Bill$1,344 (2024)
Deeds & MortgagesApr 2026 Mortgage
Feb 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN723-03200-000

Property Details

APN / Parcel Number

Primary APN723-03200-000
Alternative APN
  • 40865

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,799 sqft Living Area
Gross Area2,219 sqft
1st Floor Area1,799 sqft
FlooringCeramic Tile

Exterior

Year BuiltBuilt 2010
Effective Year BuiltEffective 2010
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialFiberglass
Lot Area10,454 sqft (0.24 acres)
Lot Dimensions125 ft deep x 84 ft wide
Garage TypeAttached
Garage Area420 sqft
DrivewayConcrete Driveway
Driveway Area850 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area155 sqft
Patio Area120 sqft
Arbor/PergolaArbor/Pergola

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address103 EARNHARDT CIR
CityCABOT
StateAR
Zip72023-5060
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Range09W
Legal Township04N
Legal Section30
Legal SubdivisionSOUTHERN COMFORT ESTATES II
Legal Block1
Legal Lot Number200
JurisdictionLONOKE AR
Township / Civil DivisionYORK
Census Block Group1
Census Block1016
Census Tract20206

Owner

Source: Lonoke County records · APN 723-03200-000

Assessment roll updated October 1, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address103 EARNHARDT CIR, CABOT, AR 72023-5060
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 27, 2026Deed of Trust, Mortgage · FHA Mortgage
SERVICELINK
Feb 16, 2022Warranty Deed, Transfer · FHA Mortgage
BANK OF ENGLAND

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 16, 2022 · Amount on Record
Deed SaleFeb 16, 2022 · Amount on Record
Prior SaleMar 07, 2011
Deed Document Number20221942
Prior Transfer DateSep 18, 2014
Prior Transfer Doc0000010133
Record UpdatedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLONOKE AR
Recording DateApr 27, 2026
Property Address103 EARNHARDT CIR, CABOT, AR 72023-5060
Document Number0000004282
Instrument DateApr 06, 2026
Instrument20264282
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address103 EARNHARDT CIR, CABOT, AR 72023-5060
InvestorPossibly a Property Investor

Mortgage

Document Number0000004282,
DateApr 27, 2026
Instrument20264282
Lender
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term311 Months
DueMar 01, 2052
Interest
Rate6%
Max Rate-1%

February 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLONOKE AR
Recording DateFeb 16, 2022
Property Address103 EARNHARDT CIR, CABOT, AR 72023-5060
Document Number0000001942
Book / Page2022 / 1942
Instrument DateFeb 05, 2022
Instrument2022-01942
Transaction TypeTransfer
Record UpdatedMar 09, 2022
Title CompanyCB TITLE COMPANY, CABOT TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$676.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1462 S RIDGELANE CIR, 1462, CLEARWATER, FL 33755-1260

Transferred To (Grantee/Buyer)

NameVerified Name
Address103 EARNHARDT CIR, CABOT, AR 72023-5060

Mortgage

Document Number0202201943
DateFeb 16, 2022
Instrument2022-01943
Lender
NameBANK OF ENGLAND
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2052

Tax Assessment & Valuation

Source: Lonoke County records · Assessment roll updated October 1, 2025 · Last verified May 2026

Property Jurisdictions

TypeName
StateArkansas
CountyLonoke County
MunicipalityCabot City
Unified School DistrictCabot Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$36,240 (-) Land $5,500 Building $30,740$181,200 (-) Land $27,500 Building $153,700
2024$1,344.00 (-5.29%)
2023$1,419.00 Homeowner's exemption$36,240 Land $5,500 Building $30,740$181,200 Land $27,500 Building $153,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lonoke County (05085C), as of April 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 050850202061, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims1 (2009)
Claims Outside the SFHA1 of 1
Most Recent ClaimNov 2009 · rainfall accumulation

Wildfire

Wildfire RiskLow
lower than 65% of the US · lower than 70% of Arkansas
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
First Electric Cooperative
Fiber
1,000 / 1,000
Brightspeed
Fiber
940 / 940
Optimum Communications
Cable
940 / 35
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

Based on FCC filings for 296 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system AR0000338, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCABOT WATERWORKS
federal government · serves 27,578 people
Water SourcePurchased surface water from several systems
Last State InspectionDec 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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