103 E Williams St, Cardington, OH 43315 Property Records

Morrow County property record for 103 E Williams St, Cardington, OH 43315

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,344 sqft · built 1999
Lot Size	0.696 acres (30,318 sqft)
Owner	Individual Name on File
Last Sale	$109,400 (Feb 2020)
Tax Bill	$2,238 (2025)
Deeds & Mortgages	Feb 2020 Sale & Mortgage Aug 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`C09-003-00-050-00`

Property Details

APN / Parcel Number

Primary APN	`C09-003-00-050-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,344 sqft Living Area
Gross Area	2,820 sqft
1st Floor Area	2,688 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2019
Architectural Style	Conventional
Exterior Material	Wood
Foundation Type	No Foundation
Lot Area	30,318 sqft (0.696 acres)
Garage Area	512 sqft
Parking Spaces	2 Parking Spaces
Deck Area	32 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	103 E WILLIAMS ST
City	CARDINGTON
State	OH
Zip	43315-1137
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	PT OUT LOT 10-B,109-B & 10-D MH SURR AS REAL 1999 DUP
Legal Lot Number	10,B
Jurisdiction	MORROW OH
Township / Civil Division	CARDINGTON
Census Block Group	1
Census Block	1033
Census Tract	965300

Owner

103 E Williams St, a mobile home, is owned and occupied by an individual who bought it in February 2020.

Source: Morrow County records, as of August 11, 2026

Owner of Record	Individual Name on File
Mailing Address	103 E WILLIAMS ST, CARDINGTON, OH 43315-1137
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Aug 21, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 3, 2020 · Amount on File
Deed Sale	Feb 3, 2020 · Amount on File
Prior Sale	Aug 21, 2019 · Amount on File
Deed Document Number	2020391098
Deed Book / Page	967 / 760
Record Updated	Sep 20, 2026

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORROW OH
Recording Date	Feb 3, 2020
Property Address	103 E WILLIAMS ST, CARDINGTON, OH 43315-1137
Document Number	000967/760
Book / Page	967 / 760
Instrument Date	Jan 16, 2020
Instrument	391098
Transaction Type	Transfer
Record Updated	May 20, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4201 MARSH LN, CARROLLTON, TX 75007-1720

Mortgage

Document Number	000967/762
Date	Feb 3, 2020
Book Page	967/762
Instrument	391099

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORROW OH
Recording Date	Aug 21, 2019
Property Address	103 E WILLIAMS ST, CARDINGTON, OH 43315-1137
Document Number	00000954/6
Book / Page	954 / 6
Instrument	388429
Transaction Type	Transfer
Record Updated	May 20, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 103 E Williams St was $2,238 with a homeowner's exemption.

Source: Morrow County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Morrow County
County Subdivision	Cardington Township
Municipality	Cardington Village
Unified School District	Cardington-Lincoln Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026			$101,900 Land $25,700 Building $76,200
2025	$2,238.00 Homeowner's exemption	$35,670 Land $9,000 Building $26,670
2023	$1,559.00 (-9.25%)	$35,670 (+1.31%) Land $9,000 Building $26,670	$101,900 Land $25,700 Building $76,200
2022	$1,718.00	$35,210 Land $5,320 Building $29,890
2020			$100,600 Land $15,200 Building $85,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 103 E Williams St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 11, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 103 E Williams St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARDINGTON VILLAGE PWS serves 2,079 people · EPA ID OH5900112
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Smart Way Communications.

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