103 E White Pine Rd, Hendersonville, NC 28739 Property Records

Henderson County property record for 103 E White Pine Rd, Hendersonville, NC 28739

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,347 sqft · built 1984
Lot Size	0.42 acres (18,295 sqft)
Owner	Individual Name on File
Last Sale	$430,000 (Oct 2025)
Tax Bill	$1,621 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Jun 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`9546448102`

Property Details

APN / Parcel Number

Primary APN	`9546448102`
Alternative APNs	`0401336` `401336`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,347 sqft Heated Area
1st Floor Area	1,248 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 2015
Architectural Style	Ranch
Exterior Material	Wood Siding
Foundation Type	Raised
Roof Type	Gable
Roof Material	Asphalt
Lot Area	18,295 sqft (0.42 acres)
Garage Area	440 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	416 sqft
Deck Area	532 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	401336
Street Address	103 E WHITE PINE RD
City	HENDERSONVILLE
State	NC
Zip	28739-9503
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	401336~R2R
Legal Description	#29,#30 MTN VIEW ESTATES
Legal Subdivision	MTN VIEW ESTATES
Legal Block	44
Legal Lot Number	8102
Jurisdiction	HENDERSON NC
Township / Civil Division	CRAB CREEK
Census Block Group	1
Census Block	1005
Census Tract	931902

Owner

103 E White Pine Rd is owned and occupied by an individual who bought it in October 2025.

Source: Henderson County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	103 E WHITE PINE RD, HENDERSONVILLE, NC 28739-9503
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2025	Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Jun 21, 2024	Warranty Deed, Transfer · Conventional Mortgage HOMETRUST BANK
Feb 23, 2024	Warranty Deed, Transfer · Line of Credit ALFIE INVESTORS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 3, 2025 · Amount on File
Deed Sale	Oct 3, 2025 · Amount on File
Prior Sale	Jun 21, 2024 · Amount on File
Deed Document Number	20251038090
Deed Book / Page	4347 / 99
Record Updated	Oct 29, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENDERSON NC
Recording Date	Oct 3, 2025
Property Address	103 E WHITE PINE RD, HENDERSONVILLE, NC 28739-9503
Document Number	0043470099
Book / Page	4347 / 99
Map Reference	MB 4 PG 51
Instrument Date	Oct 1, 2025
Instrument	1001038090
Transaction Type	Transfer
Record Updated	Oct 22, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$860.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	144 SILVER BULLET WAY, PISGAH FOREST, NC 28768-1190

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 E WHITE PINE RD, HENDERSONVILLE, NC 28739-9503

Mortgage

Document Number	1001038091
Date	Oct 3, 2025
Instrument	1001038091

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

June 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENDERSON NC
Recording Date	Jun 21, 2024
Property Address	103 E WHITE PINE RD, HENDERSONVILLE, NC 28739-9503
Document Number	0041780256
Book / Page	4178 / 256
Map Reference	MB 4 PG 51
Instrument Date	Jun 18, 2024
Instrument	1001016218
Transaction Type	Transfer
Record Updated	Jul 5, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$856.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1402 5TH AVE W, HENDERSONVILLE, NC 28739-4008

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 E WHITE PINE RD, HENDERSONVILLE, NC 28739-9503

Mortgage

Document Number	0041780259
Date	Jun 21, 2024
Book Page	4178/259
Instrument	1001016219

Lender

Name	HOMETRUST BANK
Type	Bank
Address	PO BOX 10, ASHEVILLE, NC 28802

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2054

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENDERSON NC
Recording Date	Feb 23, 2024
Property Address	103 E WHITE PINE RD, HENDERSONVILLE, NC 28739-9503
Document Number	0041370197
Book / Page	4137 / 197
Map Reference	MB 4 PG 51
Instrument Date	Feb 21, 2024
Instrument	1001010718
Transaction Type	Transfer
Record Updated	Apr 3, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$440.00
Amount Accuracy	Rounded by County
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	55 SOUTH LN, ASHEVILLE, NC 28804-2262

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 E WHITE PINE RD, HENDERSONVILLE, NC 28739-9503

Mortgage

Document Number	1001010719
Date	Feb 23, 2024
Instrument	1001010719

Lender

Name	ALFIE INVESTORS LLC
Type	Non-Lending Institution

Agreement

Type	Line of Credit
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 103 E White Pine Rd was $1,621, up 33.7% from the year before.

Source: Henderson County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Henderson County
Unified School District	Henderson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$331,200 (+6.43%) Land $29,500 Building $301,700
2025	$1,621.00 (+33.75%)	$311,200 Land $29,500 Building $281,700
2024	$1,212.00
2023		$232,700 Land $29,500 Building $203,200	$331,200 Land $29,500 Building $301,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 103 E White Pine Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 103 E White Pine Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Starlink Satellite	280 / 30
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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