Caldwell County property record for 103 E Washington St, Princeton, KY 42445
| Property Type | Commercial |
|---|---|
| Details | 2,160 sqft |
| Owner | 2 Individual Names on File |
| Tax Bill | $876 (2025) |
| Deeds & Mortgages | Jan 2023 Line of Credit Jan 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 125647-001 |
| Primary APN | 125647-001 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,160 sqft Total Area |
| Exterior Material | Brick Veneer |
|---|---|
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 103 E WASHINGTON ST |
|---|---|
| City | PRINCETON |
| State | KY |
| Zip | 42445-2249 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | BLDG & LOT 103 EAST WASHINGTON STREET |
| Legal Lot Number | 103 |
| Jurisdiction | CALDWELL KY |
| Township / Civil Division | PRINCETON |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 920301 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Princeton Downtown Commercial District listed 1988 · 43 contributing resources · NRIS 88001017 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
103 E Washington St, a commercial property, is owned by two individuals.
Source: Caldwell County records, as of December 8, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 515 WILDWOOD PT, PRINCETON, KY 42445-6892 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 23, 2023 | Deed of Trust, Mortgage · Line of Credit FARMERS BANK & TRUST |
| Jan 21, 2020 | Deed of Trust, Mortgage · FmHA Mortgage FARMERS BANK & TRUST |
| Deed Names | 2 Names on Deed |
|---|---|
| Deed Document Number | 0000226263 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALDWELL KY |
| Property Address | 103 E WASHINGTON ST, PRINCETON, KY 42445-2249 |
| Transaction Type | Mortgage |
| Record Updated | Feb 15, 2023 |
| Name | Verified Name |
|---|---|
| Address | 515 WILDWOOD PT, PRINCETON, KY 42445-6892 |
| Document Number | 000390/544 |
|---|---|
| Date | Jan 23, 2023 |
| Book Page | 390/544 |
| Name | FARMERS BANK & TRUST |
|---|---|
| Type | Bank |
| Address | MARION, KY 42064 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 157 Months |
| Due | Feb 1, 2036 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALDWELL KY |
| Property Address | 103 E WASHINGTON ST, PRINCETON, KY 42445-2249 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | M352/056 |
|---|---|
| Date | Jan 21, 2020 |
| Book Page | M352/056 |
| Name | FARMERS BANK & TRUST |
|---|---|
| Type | Bank |
| Address | MARION, KY 42064 |
| Type | FmHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jan 8, 2040 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 103 E Washington St was $876.
Source: Caldwell County assessment roll, as of October 15, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Caldwell County |
| Municipality | Princeton City |
| Unified School District | Caldwell County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $876.00 | $90,000 | $90,000 |
| 2023 | $889.00 | $90,000 | $90,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 103 E Washington St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 19, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 103 E Washington St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PRINCETON WATER & SEWER COMMISSION private · serves 7,007 people · EPA ID KY0170360 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Princeton Electric, Verizon.
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