103 E Walnut St, Saratoga, WY 82331 Property Records

Carbon County property record for 103 E Walnut St, Saratoga, WY 82331

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	11,200 sqft · built 1976
Lot Size	0.413 acres (18,000 sqft)
Owner	Individual Name on File
Last Sale	$374,700 (Aug 2020)
Tax Bill	$3,261 (2025)
Deeds & Mortgages	Apr 2021 Second Mortgage Aug 2020 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`R0004386`

Property Details

APN / Parcel Number

Primary APN	`R0004386`
Alternative APNs	`17841412601000` `17840855`

Interior

Stories	1 Story
Building Area	11,200 sqft Gross Area

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Construction Type	Metal Frame
Fire Resistance	Wood or Wood & Steel Frame
Roof Type	Gable
Lot Area	18,000 sqft (0.413 acres)

Utilities, Heating & Cooling

Heating System	Space Heater
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	R0004386
Street Address	103 E WALNUT ST
City	SARATOGA
State	WY
Zip	82331-5293
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	LOTS 8, 9, 10, 11 & 12 BLK 8 RIVERSIDE ADDN. (BK 1355/114) TAX CODE 0255
Legal Subdivision	RIVERSIDE ADD
Legal Block	8
Legal Lot Number	8-9
Jurisdiction	CARBON WY
Township / Civil Division	SARATOGA
Census Block Group	1
Census Block	1111
Census Tract	968000

Owner

103 E Walnut St, a commercial property, is owned by an individual who bought it in August 2020.

Source: Carbon County records, as of June 30, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 136, SINCLAIR, WY 82334-0136
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage BOC BANK
Aug 31, 2020	Warranty Deed, Transfer · Commercial Mortgage BOC BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 31, 2020 · Amount on File
Deed Sale	Aug 31, 2020 · Amount on File
Prior Sale	Dec 19, 2013
Deed Document Number	2020978433
Deed Book / Page	1355 / 114
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARBON WY
Property Address	103 E WALNUT ST, SARATOGA, WY 82331-5293
Transaction Type	Mortgage
Record Updated	Sep 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001369/10
Date	Apr 30, 2021
Book Page	1369/10
Instrument	981697

Lender

Name	BOC BANK
Type	Bank
Address	RAWLINS, WY 82301

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARBON WY
Recording Date	Aug 31, 2020
Property Address	103 E WALNUT ST, SARATOGA, WY 82331-5293
Document Number	001355/114
Book / Page	1355 / 114
Instrument Date	Aug 31, 2020
Instrument	978433
Transaction Type	Transfer
Record Updated	Sep 29, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 136, SINCLAIR, WY 82334-0136

Mortgage

Document Number	0000978434
Date	Aug 31, 2020
Instrument	978434

Lender

Name	BOC BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 103 E Walnut St was $3,261.

Source: Carbon County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Wyoming
County	Carbon County
Municipality	Saratoga Town
Unified School District	Carbon County School District 2 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$46,448 Land $4,285 Building $42,163	$488,917 Land $45,101 Building $443,816
2025	$3,261.00
2023		$47,153 Land $3,668 Building $43,485	$496,339 Land $38,606 Building $457,733
2022	$2,604.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 103 E Walnut St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	4 (1996–2011)
Most Recent Claim	May 2011 · Severe Storms, Flooding, And Landslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 103 E Walnut St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Wyoming
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF SARATOGA serves 1,720 people · EPA ID WY5600061
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Nov 2021
Monitoring and Reporting	64 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Union Telephone Company Fiber · Fixed Wireless in parts of the area	2,048 / 2,048

Cell Coverage

4G LTE only, no 5G reported

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