103 E Virginia St, Galax, VA 24333 Property Records

Galax City property record for 103 E Virginia St, Galax, VA 24333

Property Summary

Property Type	Single Family Home
Details	3 bd · 8 ba · 2,071 sqft · built 1934
Lot Size	0.172 acres (7,501 sqft)
Owner	Individual Name on File
Tax Bill	$1,678 (2026)
Deeds & Mortgages	Dec 2022 Sale & Mortgage Aug 2020 Mortgage
APN	`45-46`

Property Details

APN / Parcel Number

Primary APN	`45-46`
Alternative APN	`000013677001`

Interior

Bedrooms	3 Beds
Full Baths	8 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,071 sqft Living Area
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1934
Effective Year Built	Effective 1934
Architectural Style	Cape Cod
Exterior Material	Combination
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,501 sqft (0.172 acres)
Terrain	Rolling
Garage Area	160 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	103 E VIRGINIA ST
City	GALAX
State	VA
Zip	24333-2919
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B2
Legal Description	E VIRGINIA ST
Jurisdiction	GALAX CITY VA
Township / Civil Division	GALAX
Census Block Group	5
Census Block	5013
Census Tract	70101

Owner

103 E Virginia St is owned and occupied by an individual.

Source: Galax City records, as of July 2, 2026

Owner of Record	Individual Name on File
Mailing Address	103 E VIRGINIA ST, GALAX, VA 24333-2919
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2022	Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Aug 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage EMBRACE HOME LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

December 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	GALAX CITY VA
Recording Date	Dec 8, 2022
Property Address	103 E VIRGINIA ST, GALAX, VA 24333-2919
Document Number	001207/763
Book / Page	1207 / 763
Map Reference	CAB 1 SL 1 PG 4
Instrument Date	Dec 5, 2022
Instrument	220004511
Transaction Type	Transfer
Record Updated	Dec 26, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$201.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	103 E VIRGINIA ST, GALAX, VA 24333-2919

Mortgage

Document Number	0220004512
Date	Dec 8, 2022
Instrument	220004512

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALAX CITY VA
Property Address	103 E VIRGINIA ST, GALAX, VA 24333-2919
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	EQUITY NATL TTL & CLOSING SV

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1143/587
Date	Aug 26, 2020
Book Page	1143/587
Instrument	200002683

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 103 E Virginia St was $1,678.

Source: Galax City assessment roll, as of April 10, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Galax City
Unified School District	Galax City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,678.00	$182,400 (-) Land $15,000 Building $167,400	$182,400 (-) Land $15,000 Building $167,400
2025	$1,678.00	$182,400 Land $15,000 Building $167,400	$182,400 Land $15,000 Building $167,400
2023	$913.00	$91,300 Land $10,000 Building $81,300	$91,300 Land $10,000 Building $81,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 103 E Virginia St; there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	1 (1979)
Most Recent Claim	Sep 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 103 E Virginia St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GALAX serves 6,837 people · EPA ID VA1640243
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
Lingo Networks Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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