103 E Sycamore St, Rome, NY 13440 Property Records

Oneida County and Rome City property record for 103 E Sycamore St, Rome, NY 13440

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,747 sqft · built 1928
Lot Size0.12 acres (5,227 sqft)
OwnerIndividual Name on Record
Last Sale$170,000 (Oct 2021)
Tax Bill$2,945 (2026)
Deeds & MortgagesSep 2023 Refinance
Oct 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN301301 223.020-3-17

Property Details

APN / Parcel Number

Primary APN301301 223.020-3-17
Alternative APNs
  • 130122302000030170000000
  • 301301 223.020-0003-017
  • 59260 07

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,747 sqft Living Area
1st Floor Area967 sqft
2nd Floor Area780 sqft

Exterior

Year BuiltBuilt 1928
Effective Year BuiltEffective 1928
Architectural StyleColonial
Exterior MaterialStucco
Lot Area5,227 sqft (0.12 acres)
Lot Width42 ft Width
Garage TypeDetached
Garage Area228 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area216 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number59260 07
Street Address103 E SYCAMORE ST
CityROME
StateNY
Zip13440-2836
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1-5
Legal DescriptionH&L 42X128
Legal Block3
Legal Lot Number17.000
JurisdictionONEIDA NY
Township / Civil DivisionROME
Census Block Group1
Census Block1023
Census Tract22200

Owner

Source: Oneida County and Rome City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address103 E SYCAMORE ST, ROME, NY 13440-2836
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 1, 2023Deed of Trust, Mortgage · Stand-Alone Refinance
AMERICU CU
Oct 29, 2021Warranty Deed, Transfer · Stand-Alone First Mortgage
ADIRONDACK BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 29, 2021 · Amount on Record
Deed SaleOct 29, 2021 · Amount on Record
Prior SaleAug 25, 2008 · Amount on Record
Deed Document Number202118575
Record UpdatedOct 29, 2026

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionONEIDA NY
Property Address103 E SYCAMORE ST, ROME, NY 13440-2836
Transaction TypeMortgage
Record UpdatedApr 23, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000010825
DateSep 1, 2023
Instrument2023-010825
Lender
NameAMERICU CU
TypeCredit Union
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueOct 1, 2038

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionONEIDA NY
Recording DateOct 29, 2021
Property Address103 E SYCAMORE ST, ROME, NY 13440-2836
Document Number0000018575
Instrument DateOct 28, 2021
Instrument2021-018575
Transaction TypeTransfer
Record UpdatedApr 23, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1310 N MADISON ST, ROME, NY 13440-2728

Mortgage

Document Number0000018576
DateOct 29, 2021
Instrument2021-018576
Lender
NameADIRONDACK BANK
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Oneida County and Rome City assessment roll, as of April 28, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOneida County
MunicipalityRome City
Unified School DistrictRome City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,945.00
2025$62,700 (-) Land $13,300 Building $49,400$147,529 (+6.78%) Land $31,294 Building $116,235
2023$62,700 (-) Land $13,300 Building $49,400$138,167 (+17.92%) Land $29,308 Building $108,859
2022$4,514.00$62,700 Land $13,300 Building $49,400$117,174 Land $24,855 Building $92,319

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2013

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROME CITY
serves 31,795 people · EPA ID NY3202405
Water SourceSurface water
Last State InspectionJun 2024
Lead5 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jun 2026
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless · Fiber in parts of the area
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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