103 E Spruce St, Seaford, DE 19973 Property Records

Sussex County property record for 103 E Spruce St, Seaford, DE 19973 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,148 sqft · built 2005
Lot Size	0.185 acres (8,041 sqft)
Owner	Individual Name on File
Last Sale	$145,000 (Jun 2020)
Tax Bill	$739 (2025)
Deeds & Mortgages	Aug 2022 Refinance Jun 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`431-4.00-70.00`

Property Details

APN / Parcel Number

Primary APN	`431-4.00-70.00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,148 sqft Living Area
Gross Area	1,120 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	8,041 sqft (0.185 acres)
Lot Dimensions	120 ft deep x 67 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	103 E SPRUCE ST
City	SEAFORD
State	DE
Zip	19973-2506
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S/SPRUCE ST 70'W/CONWELL ST
Legal Subdivision	SEAFORD
Jurisdiction	SUSSEX DE
Township / Civil Division	SEAFORD
Census Block Group	3
Census Block	3024
Census Tract	50406

Owner

Source: Sussex County records · APN 431-4.00-70.00

Assessment roll updated May 21, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	103 E SPRUCE ST, SEAFORD, DE 19973-2506
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 05, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORP
Jun 01, 2020	Deed, Transfer
Oct 12, 2017	Deed of Trust, Mortgage · FHA Mortgage MORTGAGE NTWK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 01, 2020 · Amount on Record
Deed Sale	Jun 01, 2020 · Amount on Record
Prior Sale	Feb 16, 2010
Deed Document Number	202022816
Deed Book / Page	5247 / 172
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX DE
Property Address	103 E SPRUCE ST, SEAFORD, DE 19973-2506
Transaction Type	Mortgage
Record Updated	May 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0212350222
Date	Aug 05, 2022
Book Page	21235/222
Instrument	20220000037023

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2052

June 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	SUSSEX DE
Recording Date	Jun 01, 2020
Property Address	103 E SPRUCE ST, SEAFORD, DE 19973-2506
Document Number	0052470172
Book / Page	5247 / 172
Instrument Date	May 29, 2020
Instrument	20200000022816
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 E SPRUCE ST, SEAFORD, DE 19973-2506

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX DE
Property Address	103 E SPRUCE ST, SEAFORD, DE 19973-2506
Document Number	0165510106
Book / Page	016551 / 000106
Instrument Date	Oct 12, 2017
Transaction Type	Mortgage
Record Updated	Nov 21, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 E SPRUCE ST SEAFORD DE 199732506, SEAFORD, DE 19973-2506

Mortgage

Document Number	0165510106
Date	Nov 03, 2017
Book Page	016551/000106
Instrument	41236

Lender

Name	MORTGAGE NTWK
Type	Mortgage Company
Address	DANVERS, MA 01923

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 02, 2047

Tax Assessment & Valuation

Source: Sussex County records · Assessment roll updated May 21, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Delaware
County	Sussex County
Municipality	Seaford City
Unified School District	Seaford School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$739.00 (+32.2%)	$11,200 (-) Land $1,000 Building $10,200	$209,200 (+833.93%) Land $28,600 Building $180,600
2023	$559.00	$11,200 Land $1,000 Building $10,200	$22,400 Land $2,000 Building $20,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Sussex County (10005C), updated August 17, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 100050504063, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Claims	2 (2012)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Oct 2012, river or lake flooding, Hurricane Sandy
Claims By Storm	Hurricane Sandy, Oct 2012 · 2 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 412 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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