103 E Sherman St, Saint Joseph, IL 61873 Property Records

Champaign County property record for 103 E Sherman St, Saint Joseph, IL 61873

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,882 sqft · built 1925
Lot Size	0.198 acres (8,636 sqft)
Owner	2 Individual Names on Record
Last Sale	$205,000 (Jul 2023)
Tax Bill	$20 (2024)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Apr 2023 Sale & Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`28-22-14-113-002`

Property Details

APN / Parcel Number

Primary APN	`28-22-14-113-002`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,882 sqft Living Area
Gross Area	2,648 sqft
1st Floor Area	1,882 sqft
Basement Area	168 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	A-Frame
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Raised
Roof Material	Other
Lot Area	8,636 sqft (0.198 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Frame Porch
Porch Area	118 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	103 E SHERMAN ST
City	SAINT JOSEPH
State	IL
Zip	61873-8918
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 BLOCK 14 GRIGGS SUB
Legal Range	10E
Legal Township	19N
Legal Section	14
Legal Subdivision	GRIGGS SUB
Legal Block	14
Legal Lot Number	3
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	ST. JOSEPH
Census Block Group	1
Census Block	1018
Census Tract	10701

Owner

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	103 E SHERMAN ST, SAINT JOSEPH, IL 61873-8918
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2023	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Apr 19, 2023	Warranty Deed, Transfer · Line of Credit DANIEL J MOLSSON
May 10, 2018	Warranty Deed, Transfer · FHA Mortgage PARAMOUNT BOND & MORTGAGE CO INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 17, 2023 · Amount on Record
Deed Sale	Jul 17, 2023 · Amount on Record
Prior Sale	Apr 19, 2023 · Amount on Record
Deed Document Number	20239704
Record Updated	Oct 29, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Jul 17, 2023
Property Address	103 E SHERMAN ST, SAINT JOSEPH, IL 61873-8918
Document Number	0000009704
Map Reference	DD 19 PG 452-453
Instrument Date	Jul 14, 2023
Instrument	2023R09704
Transaction Type	Transfer
Record Updated	Aug 23, 2023
Title Company	NOT AVAILABLE, ACT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$205.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	103 E SHERMAN ST, SAINT JOSEPH, IL 61873-8918

Mortgage

Document Number	0000009705
Date	Jul 17, 2023
Instrument	2023R09705

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Apr 19, 2023
Property Address	103 E SHERMAN ST, SAINT JOSEPH, IL 61873-8918
Document Number	0000004757
Map Reference	DD 19 PG 452&453
Instrument Date	Apr 17, 2023
Instrument	2023R04757
Transaction Type	Transfer
Record Updated	Aug 22, 2023
Title Company	ALLIED CAPITAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$154.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1801 WOODFIELD DR, SAVOY, IL 61874-9505

Mortgage

Document Number	0000004758
Date	Apr 19, 2023
Instrument	2023R04758

Lender

Name	DANIEL J MOLSSON
Type	Non-Lending Institution

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Apr 17, 2024

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	May 10, 2018
Property Address	103 E SHERMAN ST, SAINT JOSEPH, IL 61873-8918
Document Number	0000007389
Map Reference	PL19 PG452
Instrument Date	May 1, 2018
Instrument	2018R07389
Transaction Type	Transfer
Record Updated	Apr 28, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$196.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 E SHERMAN ST, SAINT JOSEPH, IL 61873-8918

Mortgage

Document Number	0000007390
Date	May 10, 2018
Instrument	2018R07390

Lender

Name	PARAMOUNT BOND & MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

Interest

Rate	4.87%

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	St. Joseph Township
Municipality	St. Joseph Village
Elementary School District	St. Joseph Community Consolidated School District 169 (KG - 08)
Secondary School District	St. Joseph-Ogden Community High School District 305 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$57,630 (+25.28%) Land $8,680 Building $48,950	$172,890 (+25.28%) Land $26,040 Building $146,850
2024	$20.00 (-99.32%)
2022	$2,962.00 Homeowner's exemption	$46,000 Land $6,930 Building $39,070	$138,000 Land $20,790 Building $117,210

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pavlov Media Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Fidium Fiber, Nextlink.

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