103 E Public St, Bancroft, IA 50517 Property Records

Kossuth County property record for 103 E Public St, Bancroft, IA 50517

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,313 sqft · built 1981
Lot Size	0.36 acres (15,682 sqft)
Owner	2 Individual Names on Record
Last Sale	$170,000 (Aug 2025)
Tax Bill	$1,944 (2025)
Deeds & Mortgages	Aug 2025 Sale & Mortgage Jun 2025 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`10-24-379-021`

Property Details

APN / Parcel Number

Primary APN	`10-24-379-021`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,313 sqft Living Area
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 2004
Exterior Material	Other
Roof Material	Other
Lot Area	15,682 sqft (0.36 acres)
Garage Type	Attached
Garage Area	770 sqft
Parking Spaces	3 Parking Spaces
Patio Area	272 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	103 E PUBLIC ST
City	BANCROFT
State	IA
Zip	50517-8100
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 100' OF LOT 3 EX W 150' THEREOF AUD
Legal Range	29W
Legal Township	98N
Legal Section	24
Legal Subdivision	AUDITORS PLAT
Legal Lot Number	3
Jurisdiction	KOSSUTH IA
Township / Civil Division	GREENWOOD
Census Block Group	2
Census Block	2056
Census Tract	950300

Owner

Source: Kossuth County records, as of September 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	103 E PUBLIC ST, BANCROFT, IA 50517-8100
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2025	Warranty Deed, Transfer · Conventional Mortgage WINTRUST MORTGAGE
Jun 3, 2025	Warranty Deed, Transfer · Line of Credit FIDELITY BANK & TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 5, 2025 · Amount on Record
Deed Sale	Aug 5, 2025 · Amount on Record
Prior Sale	Feb 4, 2022 · Amount on Record
Deed Book / Page	2025 / 2143
Record Updated	Oct 29, 2026

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOSSUTH IA
Recording Date	Aug 5, 2025
Property Address	103 E PUBLIC ST, BANCROFT, IA 50517-8100
Document Number	02025/2143
Book / Page	2025 / 2143
Instrument Date	Jul 30, 2025
Instrument	2025 2143
Transaction Type	Transfer
Record Updated	Oct 15, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$271.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	103 E PUBLIC ST, BANCROFT, IA 50517-8100

Mortgage

Document Number	0020252144
Date	Aug 5, 2025
Instrument	2025 2144

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2055

June 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOSSUTH IA
Recording Date	Jun 3, 2025
Property Address	103 E PUBLIC ST, BANCROFT, IA 50517-8100
Document Number	02025/1563
Book / Page	2025 / 1563
Instrument Date	May 29, 2025
Instrument	2025 1563
Transaction Type	Transfer
Record Updated	Oct 10, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$223.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	103 E PUBLIC ST, BANCROFT, IA 50517-8100

Mortgage

Document Number	0020251562
Date	Jun 3, 2025
Instrument	2025 1562

Lender

Name	FIDELITY BANK & TRUST
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jun 2, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Kossuth County assessment roll, as of October 9, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Bancroft City
County	Kossuth County
Unified School District	North Kossuth Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,944.00 (-5.72%)	$128,606 (-5.36%) Land $13,125 Building $115,481
2024	$2,062.00 (+13.55%)
2023		$135,896 Land $13,125 Building $122,771	$135,896 (+5.67%) Land $13,125 Building $122,771
2021	$1,816.00		$128,606 Land $13,125 Building $115,481

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 19, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BANCROFT WATER SUPPLY serves 711 people · EPA ID IA5507085
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Winnebago Cooperative Telecom Association Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire.

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