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103 E Pine Dr, Effingham, IL 62401 Property Records

Effingham County property record for 103 E Pine Dr, Effingham, IL 62401 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms1 Beds
Bathrooms2 Baths
Year BuiltBuilt 1971
Square Footage2,168 sqft Base Area
Lot Size20,038 sqft (0.46 acres)
Garage550 sqft
OccupancyOwner Occupied
Last Sale$841,500 (2025)

Property Details

APN / Parcel Number

Primary APN03-11-322-080

Interior

Bedrooms1 Beds
Full Baths2 Baths
Building Area2,168 sqft Base Area
1st Floor2,168 sqft 1st Floor
Stories1 Stories

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 1971
Construction TypeFrame Construction
Roof MaterialAsphalt Roof
Lot Area20,038 sqft (0.46 acres)
Parking Spaces2 Parking Spaces
Garage Area550 sqft Garage

Location & Zoning

Street Address103 E PINE DR
CityEFFINGHAM
StateIL
Zip62401-4135
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 3 BLK 11 BUENEKEMPER'S SUB !!D!! (B&B) 3597/170 2616/301 2553/79 1438/214 1258/349 435/58
Legal SubdivisionBUENEKEMPER'S SUBDIVISION
Legal Block11
Legal Lot Number3
JurisdictionEFFINGHAM IL
Minor Civil DivisionDOUGLAS
Census Blockgroup3
Census Block3020
Census Tract950600

Owner

Source: Effingham County records · APN 03-11-322-080

Assessment roll updated September 9, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address13728 E 1300TH AVE, NEWTON, IL 62448-3200
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Nov 12, 2025Warranty Deed, Transfer · Conventional Mortgage
DIETERICH BANK NA
Aug 06, 2020Warranty Deed, Transfer · Veterans Administration Mortgage
CIBM BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 12, 2025 · Amount on Record
Deed SaleNov 12, 2025 · Amount on Record
Prior SaleAug 06, 2020 · Amount on Record
Deed Doc Number20254064
Record RefreshedSep 20, 2026

November 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionEFFINGHAM IL
Recording DateNov 12, 2025
Property Address103 E PINE DR, EFFINGHAM, IL 62401-4135
Document Number202525004064
Map ReferenceMB 5 PG 91
Instrument DateNov 07, 2025
Instrument202525004064
Transaction TypeTransfer
Record UpdatedDec 03, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$280.50
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address103 E PINE DR, EFFINGHAM, IL 62401-4135

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address103 E PINE DR, EFFINGHAM, IL 62401-4135

Mortgage

Document Number202525004065
DateNov 12, 2025
Instrument202525004065
Lender
NameDIETERICH BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2055
Interest
Rate TypeFixed Rate
Rate5.87%

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionEFFINGHAM IL
Recording DateAug 06, 2020
Property Address103 E PINE DR, EFFINGHAM, IL 62401-4135
Document Number003597/170
Book / Page3597 / 170
Map ReferenceMB 5 PG 91
Instrument DateAug 05, 2020
Instrument202020004291
Transaction TypeTransfer
Record UpdatedJul 22, 2022
Title CompanyCITYWIDE TITLE CORPORATION

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$352.50
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address103 E PINE DR, EFFINGHAM, IL 62401-4135
InvestorPossibly a Property Investor

Mortgage

Document Number202020004292
DateAug 06, 2020
Instrument202020004292
Lender
NameCIBM BANK
TypeBank
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2050
Interest
Rate TypeFixed Rate
Rate2.87%

Tax Assessment & Valuation

Source: Effingham County records · Assessment roll updated September 9, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyEffingham County
County SubdivisionDouglas Township
MunicipalityEffingham City
Unified School DistrictEffingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2024Homeowner's exemption Disabled Person's exemption Veteran's exemption$78,360 (+19.89%) Land $15,640 Building $62,720$235,080 (+19.89%) Land $46,920 Building $188,160
2022$3,931.00 Homeowner's exemption$65,360 Land $13,050 Building $52,310$196,080 Land $39,150 Building $156,930

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Effingham County (17049C), updated January 17, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 71% of Illinois
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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