103 E Pearl St, Syracuse, IN 46567 Property Records

Kosciusko County property record for 103 E Pearl St, Syracuse, IN 46567

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,897 sqft · built 1910
Lot Size	0.174 acres (7,590 sqft)
Owner	2 Individual Names on Record
Last Sale	$185,000 (Sep 2023)
Tax Bill	$1,053 (2025)
Deeds & Mortgages	Jul 2009 Mortgage Sep 2023 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`008-713006-40`

Property Details

APN / Parcel Number

Primary APN	`008-713006-40`
Alternative APNs	`43-04-06-200-303.000-026` `00000028660` `0871300640`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,897 sqft Living Area
1st Floor Area	1,897 sqft
Basement Area	949 sqft
Unfinished Basement	949 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1970
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	7,590 sqft (0.174 acres)
Lot Dimensions	115 ft deep x 66 ft wide
Garage Type	Attached
Garage Area	292 sqft
Parking Spaces	1 Parking Space
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00000028660
Street Address	103 E PEARL ST
City	SYRACUSE
State	IN
Zip	46567-1132
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESID
Legal Description	8-24-53 LOT 43 SYRACUSE
Legal Range	7
Legal Township	34
Legal Section	6
Legal Subdivision	SYRACUSE
Legal Lot Number	43
Jurisdiction	KOSCIUSKO IN
Township / Civil Division	TURKEY CREEK
Census Block Group	1
Census Block	1012
Census Tract	961002

Owner

Source: Kosciusko County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	103 E PEARL ST, SYRACUSE, IN 46567-1132
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2009	Deed of Trust, Mortgage · Conventional Mortgage CROSSROADS BANK
Sep 21, 2023	Warranty Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL CO LLC
Sep 21, 2023	Warranty Deed, Transfer · Conventional Mortgage LEADER ONE FINANCIAL CORP
Sep 19, 2019	Warranty Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE
Jul 21, 2017	Warranty Deed, Transfer · FHA Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 21, 2023 · Amount on Record
Deed Sale	Sep 21, 2023 · Amount on Record
Prior Sale	Sep 19, 2019 · Amount on Record
Deed Document Number	202390678
Record Updated	Sep 20, 2026

July 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOSCIUSKO IN
Property Address	103 E PEARL ST, SYRACUSE, IN 46567-1132
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2009070788
Date	Jul 17, 2009
Instrument	2009070788

Lender

Name	CROSSROADS BANK
Address	SYRACUSE, IN 46567

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2039

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOSCIUSKO IN
Recording Date	Sep 21, 2023
Property Address	103 E PEARL ST, SYRACUSE, IN 46567-1132
Document Number	2023090678
Map Reference	MB 2 PG 141
Instrument Date	Sep 19, 2023
Instrument	2023090678
Transaction Type	Transfer
Record Updated	Oct 27, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL CO LLC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 E PEARL ST, SYRACUSE, IN 46567-1132

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOSCIUSKO IN
Recording Date	Sep 21, 2023
Property Address	103 E PEARL ST, SYRACUSE, IN 46567-1132
Document Number	2023090678
Map Reference	MB 2 PG 141
Instrument Date	Sep 19, 2023
Instrument	2023090678
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL CO LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 E PEARL ST, SYRACUSE, IN 46567-1132

Mortgage

Document Number	2023090679
Date	Sep 21, 2023
Instrument	2023090679

Lender

Name	LEADER ONE FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOSCIUSKO IN
Recording Date	Sep 19, 2019
Property Address	103 E PEARL ST, SYRACUSE, IN 46567-1132
Document Number	2019090760
Map Reference	MB 2 PG 141
Instrument Date	Sep 12, 2019
Instrument	2019090760
Transaction Type	Transfer
Record Updated	Oct 27, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 E PEARL ST, SYRACUSE, IN 46567-1132

Mortgage

Document Number	2019090761
Date	Sep 19, 2019
Instrument	2019090761

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOSCIUSKO IN
Recording Date	Jul 21, 2017
Property Address	103 E PEARL ST, SYRACUSE, IN 46567-1132
Document Number	2017070931
Map Reference	MB 2 PG 141
Instrument Date	Jul 17, 2017
Instrument	2017070931
Transaction Type	Transfer
Record Updated	Oct 27, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 E PEARL ST, SYRACUSE, IN 46567-1132

Mortgage

Document Number	2017070932
Date	Jul 21, 2017
Instrument	2017070932

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

Source: Kosciusko County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Kosciusko County
County Subdivision	Turkey Creek Township
Municipality	Syracuse Town
Unified School District	Wawasee Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,053.00 (-4.45%) Homeowner's exemption	$166,800 (+16.48%) Land $29,000 Building $137,800	$166,800 (+16.48%) Land $29,000 Building $137,800
2024	$1,102.00 (+10.64%)
2023	$996.00 (+13.57%)	$143,200 (+15.3%) Land $18,600 Building $124,600	$143,200 (+15.3%) Land $18,600 Building $124,600
2022	$877.00	$124,200 Land $16,000 Building $108,200	$124,200 Land $16,000 Building $108,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SYRACUSE WATER COMPANY serves 2,810 people · EPA ID IN5243025
Water Source	Groundwater
Last State Inspection	Jul 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
New Paris Telephone Company Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Mercury Fiber Fixed Wireless	150 / 20
Watch TV Fixed Wireless	100 / 20

May also be available: Verizon.

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