Jefferson County property record for 103 E New St, Shepherdstown, WV 25443
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,244 sqft · built 1800 |
| Lot Size | 0.115 acres (5,009 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $492,500 (Feb 2026) |
| Tax Bill | $2,932 (2026) |
| Deeds & Mortgages | Feb 2026 Sale May 2021 Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 10-3-0055.0000 |
| Primary APN | 10-3-0055.0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 2,244 sqft Living Area |
| 1st Floor Area | 1,582 sqft |
| Year Built | Built 1800 |
|---|---|
| Effective Year Built | Effective 1800 |
| Architectural Style | Conventional |
| Exterior Material | Brick Veneer |
| Construction Type | Frame |
| Lot Area | 5,009 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 51.5 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 103 E NEW ST |
|---|---|
| City | SHEPHERDSTOWN |
| State | WV |
| Zip | 25443 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT #130-NEW STREET |
| Legal Subdivision | SHEPHERDSTOWN |
| Legal Lot Number | 130 |
| Jurisdiction | JEFFERSON WV |
| Township / Civil Division | SHEPHERDSTOWN |
| Census Block Group | 2 |
| Census Block | 2033 |
| Census Tract | 972204 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Shepherdstown Historic District (Boundary Increase) listed 1987 · 176 contributing resources · NRIS 87001205 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Jefferson County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 103 E NEW ST, SHEPHERDSTOWN, WV 25443 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 2, 2026 | Deed, Transfer |
| May 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CHICAGO MORTGAGE SOLUTIONS CORP |
| Aug 21, 2018 | Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 2, 2026 · Amount on Record |
| Deed Sale | Feb 2, 2026 · Amount on Record |
| Prior Sale | Aug 1, 2013 · Amount on Record |
| Deed Document Number | 20261542 |
| Deed Book / Page | 1366 / 415 |
| Prior Transfer Date | Jan 15, 2008 |
| Prior Transfer Doc | 1046/079 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | JEFFERSON WV |
| Recording Date | Feb 2, 2026 |
| Property Address | 103 E NEW ST, SHEPHERDSTOWN, WV 25443 |
| Document Number | 001366/415 |
| Book / Page | 1366 / 415 |
| Instrument Date | Jan 30, 2026 |
| Instrument | 202600001542 |
| Transaction Type | Transfer |
| Record Updated | Mar 2, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,413.25 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 103 E NEW ST, SHEPHERDSTOWN, WV 25443 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON WV |
| Property Address | 103 E NEW ST, SHEPHERDSTOWN, WV 25443 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2021 |
| Title Company | TITLE FIRST, TITLE FIRST AGENCY INC |
| Name | Verified Name |
|---|---|
| Address | 103 E NEW ST, SHEPHERDSTOWN, WV 25443 |
| Document Number | 2380/594 |
|---|---|
| Date | May 28, 2021 |
| Book Page | 2380/594 |
| Instrument | 202100009214 |
| Name | CHICAGO MORTGAGE SOLUTIONS CORP |
|---|---|
| Type | Mortgage Company |
| Address | DES PLAINES, IL 60018 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON WV |
| Property Address | 103 E NEW ST, SHEPHERDSTOWN, WV 25443 |
| Document Number | 0000010563 |
| Instrument Date | Aug 21, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 27, 2018 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 103 E NEW ST SHEPHERDSTOWN WV 25443, SHEPHERDSTOWN, WV 25443 |
| Document Number | 0000010563 |
|---|---|
| Date | Sep 5, 2018 |
| Book Page | 002197/000347 |
| Instrument | 10563 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 4, 2048 |
Source: Jefferson County assessment roll, as of November 14, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Jefferson County |
| Municipality | Shepherdstown Town |
| Unified School District | Jefferson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,932.00 (-1.05%) | $221,100 (-0.41%) Land $92,000 Building $129,100 | $368,500 (-0.41%) Land $153,333 Building $215,167 |
| 2025 | $2,963.00 (+10.77%) | $222,000 (+10.72%) Land $92,000 Building $130,000 | $370,000 (+10.71%) Land $153,300 Building $216,700 |
| 2023 | $2,675.00 | $200,500 Land $92,000 Building $108,500 | $334,200 Land $153,300 Building $180,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 23, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AO, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 17 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 4 (1984–2010) |
| Most Recent Claim | Feb 2010 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 79% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CORPORATION OF SHEPHERDSTOWN serves 4,300 people · EPA ID WV3301933 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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