103 E Morris Rd, Coupeville, WA 98239 Property Records

Island County property record for 103 E Morris Rd, Coupeville, WA 98239

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,096 sqft · built 1969
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,366 (2026)
Deeds & Mortgages	Jan 2017 Mortgage Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`S8440-00-00004-0`

Property Details

APN / Parcel Number

Primary APN	`S8440-00-00004-0`
Alternative APN	`430876`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	2,096 sqft Living Area
Gross Area	2,752 sqft
1st Floor Area	1,088 sqft
Basement Area	80 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1985
Exterior Material	Concrete
Construction Type	Wood
Foundation Type	Concrete
Roof Material	Asphalt
Lot Area	10,454 sqft (0.24 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	1,115 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	103 E MORRIS RD
City	COUPEVILLE
State	WA
Zip	98239-9533
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	10
Legal Description	WIDARAMA BCH LOT 4
Legal Subdivision	WIDARAMA BCH
Legal Lot Number	4
Jurisdiction	ISLAND WA
Township / Civil Division	CENTRAL WHIDBEY ISLAND
Census Block Group	2
Census Block	2007
Census Tract	971100

Owner

Source: Island County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	103 E MORRIS RD, COUPEVILLE, WA 98239-9533
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2017	Deed of Trust, Mortgage · Conventional Mortgage PEOPLES BANK
Jan 27, 2021	Intrafamily Transfer, Transfer · VA Mortgage LAKEVIEW LOAN SERVICING LLC
Mar 23, 2018	Warranty Deed, Transfer · VA Mortgage ENVOY MORTGAGE LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 27, 2021
Deed Sale	Jan 27, 2021
Prior Sale	Mar 23, 2018 · Amount on Record
Deed Document Number	20214509239
Prior Transfer Date	Oct 14, 2020
Prior Transfer Doc	0004509239
Record Updated	Oct 29, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ISLAND WA
Property Address	103 E MORRIS RD, COUPEVILLE, WA 98239-9533
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004415962
Date	Jan 27, 2017
Instrument	4415962

Lender

Name	PEOPLES BANK
Type	Bank
Address	BELLINGHAM, WA 98226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ISLAND WA
Recording Date	Jan 27, 2021
Property Address	103 E MORRIS RD, COUPEVILLE, WA 98239-9533
Document Number	0004509239
Map Reference	VOL 7 PG 30
Instrument Date	Oct 14, 2020
Instrument	4509239
Transaction Type	Transfer
Record Updated	Nov 18, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	103 E MORRIS RD, COUPEVILLE, WA 98239-9533

Mortgage

Document Number	0004509240
Date	Jan 27, 2021
Instrument	4509240

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Nov 1, 2050

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ISLAND WA
Recording Date	Mar 23, 2018
Property Address	103 E MORRIS RD, COUPEVILLE, WA 98239-9533
Document Number	0004441258
Map Reference	VOL7 PG30
Instrument Date	Mar 2, 2018
Instrument	4441258
Transaction Type	Transfer
Record Updated	Nov 18, 2021
Title Company	CHICAGO TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$5,790.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	WA 00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 E MOORIS RD, KETTLEMAN CITY, CA 93239

Mortgage

Document Number	0004441259
Date	Mar 23, 2018
Instrument	4441259

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

Source: Island County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Island County
Unified School District	Coupeville School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,366.00 (-3.47%)
2025		$467,920 (+2.47%) Land $220,000 Building $247,920	$467,920 (+2.47%) Land $220,000 Building $247,920
2023	$3,487.00	$456,625 (+4.59%) Land $210,000 Building $246,625	$456,625 (+4.59%) Land $210,000 Building $246,625
2022		$436,581 Land $210,000 Building $226,581	$436,581 Land $210,000 Building $226,581

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 policies
Nearby Flood Policies	24 in force
Nearby Flood Claims	1 (2022)
Most Recent Claim	Dec 2022

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WIDARAMA BEACH WATER RIGHTS ASSN. private · serves 85 people · EPA ID WA5396750
Water Source	Groundwater
Last State Inspection	Aug 2021
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Astound Broadband, T-Mobile.

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