103 E Main St, Smethport, PA 16749 Property Records

McKean County property record for 103 E Main St, Smethport, PA 16749

Property Summary

Property Type	Commercial
Lot Size	0.81 acres (35,284 sqft)
Owner	2 Individual Names on File
Last Sale	$75,000 (May 2025)
Tax Bill	$514 (2026)
Deeds & Mortgages	Sep 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-005.-102.00`

Property Details

APN / Parcel Number

Primary APN	`15-005.-102.00`
Alternative APN	`031410`

Exterior

Lot Area	35,284 sqft (0.81 acres)
Lot Dimensions	132 ft deep x 71 ft wide

Location & Zoning

Street Address	103 E MAIN ST
City	SMETHPORT
State	PA
Zip	16749-1209
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	OLD CONTROL:0882-0164
Jurisdiction	MCKEAN PA
Township / Civil Division	SMETHPORT
Census Block Group	2
Census Block	2008
Census Tract	420800

Owner

103 E Main St, a commercial property, is owned by two individuals who bought it in May 2025.

Source: McKean County records, as of April 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	103 E MAIN ST, SMETHPORT, PA 16749-1209
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 14, 2025 · Amount on File
Deed Sale	May 14, 2025 · Amount on File
Prior Sale	Sep 22, 2017 · Amount on File
Deed Document Number	20251443
Deed Book / Page	1083 / 360
Record Updated	Jun 8, 2026

September 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	MCKEAN PA
Recording Date	Sep 22, 2017
Property Address	103 E MAIN ST, SMETHPORT, PA 16749-1209
Document Number	882/0164
Book / Page	882 / 0164
Instrument Date	Sep 21, 2017
Instrument	201703887
Transaction Type	Transfer
Record Updated	May 24, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	117 E MAIN ST, SMETHPORT, PA 16749-1209

Mortgage

Document Number	201703888
Date	Sep 22, 2017
Instrument	201703888

Lender

Name	HAMLIN BANK & TRUST COMPANY
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	120 Months
Due	Sep 22, 2027

Tax Assessment & Valuation

The 2026 property tax bill for 103 E Main St was $514.

Source: McKean County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	McKean County
Municipality	Smethport Borough
Unified School District	Smethport Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$514.00	$15,000 Land $11,000 Building $4,000
2024	$495.00	$15,000 Land $11,000 Building $4,000
1998			$15,000 Land $11,000 Building $4,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 103 E Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 22, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 103 E Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 93% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SMETHPORT BOROUGH serves 2,400 people · EPA ID PA6420023
Water Source	Groundwater
Last State Inspection	Apr 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	24 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
SkyPacket Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20