Montgomery County property record for 103 E Main St, Ladoga, IN 47954
| Property Type | Commercial |
|---|---|
| Details | 1,260 sqft · built 1900 |
| Lot Size | 0.03 acres (1,307 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $250,000 (Apr 2024) |
| Tax Bill | $463 (2025) |
| Deeds & Mortgages | Sep 2017 Mortgage Sep 2023 Sale & Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 006-19015-00 |
| Primary APN | 006-19015-00 |
|---|---|
| Alternative APN |
|
| Plumbing Fixtures | 9 Plumbing Fixtures |
|---|---|
| Stories | 1 Story |
| Building Area | 1,260 sqft Total Area |
| 1st Floor Area | 1,260 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Construction Type | Wood |
| Fire Resistance | Wood or Wood & Steel Frame |
| Lot Area | 1,307 sqft (0.03 acres) |
| Lot Dimensions | 72 ft deep x 18 ft wide |
| Utility Building | 1,260 sqft |
| Heating Fuel | Gas |
|---|---|
| Sewer | Connected |
| Account Number | 006-19015-00 |
|---|---|
| Street Address | 103 E MAIN ST |
| City | LADOGA |
| State | IN |
| Zip | 47954 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | PT LOT 4 BLK 3 LADOGA O P |
| Legal Subdivision | ORIGINAL PLAT THE TOWN LADOGA |
| Legal Block | 3 |
| Legal Lot Number | 4 |
| Jurisdiction | MONTGOMERY IN |
| Township / Civil Division | CLARK |
| Census Block Group | 3 |
| Census Block | 3050 |
| Census Tract | 957500 |
Source: Montgomery County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4550 W STATE ROAD 236, ROACHDALE, IN 46172-9264 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 25, 2017 | Deed of Trust, Mortgage · Commercial Mortgage HOOSIER HEARTLAND STATE BANK |
| Sep 19, 2023 | Warranty Deed, Transfer · Line of Credit FIRST NATIONAL BANK |
| Jun 12, 2018 | Intrafamily Transfer, Transfer |
| Mar 28, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 24, 2024 · Amount on Record |
| Deed Sale | Apr 24, 2024 · Amount on Record |
| Prior Sale | Sep 19, 2023 · Amount on Record |
| Deed Document Number | 20241882 |
| Prior Transfer Date | Mar 24, 2017 |
| Prior Transfer Doc | 0201701654 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY IN |
| Property Address | 103 E MAIN ST, LADOGA, IN 47954 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0201705026 |
|---|---|
| Date | Sep 25, 2017 |
| Instrument | 201705026 |
| Name | HOOSIER HEARTLAND STATE BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 87 Months |
| Due | Dec 22, 2024 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY IN |
| Recording Date | Sep 19, 2023 |
| Property Address | 103 E MAIN ST, LADOGA, IN 47954 |
| Document Number | 0202304301 |
| Instrument Date | Sep 15, 2023 |
| Instrument | 202304301 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | IN |
| Name | Verified Name |
|---|---|
| Address | 75 VICTORY HL, COATESVILLE, IN 46121-8961 |
| Document Number | 0202304302 |
|---|---|
| Date | Sep 19, 2023 |
| Instrument | 202304302 |
| Name | FIRST NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 15, 2038 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONTGOMERY IN |
| Recording Date | Jun 12, 2018 |
| Property Address | 103 E MAIN ST, LADOGA, IN 47954 |
| Document Number | 0201802908 |
| Instrument Date | Apr 3, 2018 |
| Instrument | 201802908 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2024 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 162, LADOGA, IN 47954-0162 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONTGOMERY IN |
| Recording Date | Mar 28, 2017 |
| Property Address | 103 E MAIN ST, LADOGA, IN 47954 |
| Document Number | 0201701654 |
| Instrument Date | Mar 24, 2017 |
| Instrument | 201701654 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8443 S 625 E, LADOGA, IN 47954-7201 |
| Name | Verified Name |
|---|---|
| Address | 5614 E 650 S, LADOGA, IN 47954-7304 |
Source: Montgomery County assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Montgomery County |
| County Subdivision | Clark Township |
| Municipality | Ladoga Town |
| Unified School District | South Montgomery Community School Corporation (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $463.00 (+7.93%) | $20,500 (+15.82%) Land $2,400 Building $18,100 | $20,500 (+15.82%) Land $2,400 Building $18,100 |
| 2024 | $429.00 (+4.89%) | $17,700 (-1.12%) Land $2,400 Building $15,300 | $17,700 (-1.12%) Land $2,400 Building $15,300 |
| 2023 | $409.00 (-0.24%) | $17,900 (+1.7%) Land $2,400 Building $15,500 | $17,900 (+1.7%) Land $2,400 Building $15,500 |
| 2022 | $410.00 | $17,600 Land $2,400 Building $15,200 | $17,600 Land $2,400 Building $15,200 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 8, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 5 (2008–2015) |
| Most Recent Claim | Jul 2015 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LADOGA WATER WORKS serves 1,180 people · EPA ID IN5254006 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | 6 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Fiber | 2,000 / 2,000 |
| Spectrum Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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