103 E Main St, Highland (Hardy), AR 72542 Property Records

Sharp County property record for 103 E Main St, Highland, AR 72542

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	4,800 sqft
Lot Size	0.15 acres (6,534 sqft)
Owner	Company Name on Record
Last Sale	$105,000 (Sep 2007)
Tax Bill	$1,640 (2026)
Deeds & Mortgages	Feb 2022 Mortgage Oct 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`760-03346-000`

Property Details

APN / Parcel Number

Primary APN	`760-03346-000`
Alternative APN	`46757`

Interior

Stories	1 Story
Building Area	4,800 sqft Total Area
Basement Area	4,800 sqft
Flooring	Hardwood
Interior Walls	Plaster

Exterior

Exterior Material	Brick
Fire Resistance	Masonry Walls, Wood Interior
Foundation Type	Block
Roof Type	Rigid Frame Bar Joist
Roof Material	Rolled Roofing
Lot Area	6,534 sqft (0.15 acres)
Deck Area	Deck Area
Canopy	420 sqft

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Street Address	103 E MAIN ST
City	HARDY
State	AR
Zip	72542
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	1,5,ORIGINAL HARDY
Legal Range	05
Legal Township	19
Legal Section	11
Legal Subdivision	ORIGINAL HARDY
Legal Block	5
Legal Lot Number	1
Jurisdiction	SHARP AR
Township / Civil Division	HARDY
Census Block Group	1
Census Block	1078
Census Tract	470201

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Hardy Downtown Historic District listed 1995 · 24 contributing resources · NRIS 95001121

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Sharp County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 365, CHEROKEE VILLAGE, AR 72525-0365
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2022	Deed of Trust, Mortgage EVOLVE BANK & TRUST
Oct 21, 2022	Deed of Trust, Mortgage · Commercial Mortgage EVOLVE BANK & TRUST
Aug 29, 2022	Deed of Trust, Mortgage · Commercial Mortgage EVOLVE BANK & TRUST
Nov 13, 2017	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 7, 2007 · Amount on Record
Deed Sale	Sep 7, 2007 · Amount on Record
Deed Document Number	20075753
Deed Book / Page	2007 / 19402
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHARP AR
Property Address	103 E MAIN ST, HIGHLAND, AR 72542
Transaction Type	Mortgage
Record Updated	Nov 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 365, CHEROKEE VILLAGE, AR 72525-0365

Mortgage

Document Number	02022/4500
Date	Feb 14, 2022
Book Page	2022/4500
Instrument	2201607

Lender

Name	EVOLVE BANK & TRUST
Type	Bank
Address	HARDY, AR 72542

Agreement

Amount	Amount Recorded
Term	59 Months
Due	Jan 15, 2027

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHARP AR
Property Address	103 E MAIN ST, HIGHLAND, AR 72542
Transaction Type	Mortgage
Record Updated	Nov 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 365, CHEROKEE VILLAGE, AR 72525-0365

Mortgage

Document Number	2022/25599
Date	Oct 21, 2022
Book Page	2022/25599
Instrument	2208000

Lender

Name	EVOLVE BANK & TRUST
Type	Bank
Address	HARDY, AR 72542

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	51 Months
Due	Jan 15, 2027

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHARP AR
Property Address	103 E MAIN ST, HIGHLAND, AR 72542
Transaction Type	Mortgage
Record Updated	Nov 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 365, CHEROKEE VILLAGE, AR 72525-0365

Mortgage

Document Number	2022/21416
Date	Aug 29, 2022
Book Page	2022/21416
Instrument	2206695

Lender

Name	EVOLVE BANK & TRUST
Type	Bank
Address	HARDY, AR 72542

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	53 Months
Due	Jan 15, 2027

November 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	SHARP AR
Recording Date	Nov 13, 2017
Property Address	103 E MAIN ST, HIGHLAND, AR 72542
Document Number	2017/19517
Book / Page	2017 / 19517
Instrument Date	Jun 5, 2017
Instrument	1704825
Transaction Type	Transfer
Record Updated	Nov 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 2200, LA GRANGE, IL 60525-8300

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2200, LA GRANGE, IL 60525-8300

Tax Assessment & Valuation

Source: Sharp County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	Arkansas
County	Sharp County
Municipality	Hardy City
Unified School District	Highland School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,640.00 (+9.12%)	$43,110 (-) Land $5,230 Building $37,880
2025	$1,503.00 (+17.79%)	$43,110 (-) Land $5,230 Building $37,880
2023	$1,276.00	$43,110 Land $5,230 Building $37,880	$215,550 Land $26,150 Building $189,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	9 (2008–2025)
Most Recent Claim	Apr 2025 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Apr 2025 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 83% of Arkansas
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARDY WATERWORKS serves 1,101 people · EPA ID AR0000524
Water Source	Groundwater
Last State Inspection	Feb 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed, T-Mobile.

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