103 E Main St, Fulton, OH 43321 Property Records

Morrow County property record for 103 E Main St, Fulton, OH 43321

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,914 sqft · built 2012
Lot Size0.436 acres (18,992 sqft)
OwnerIndividual Name on Record
Last Sale$189,000 (Sep 2019)
Tax Bill$5,558 (2025)
Deeds & MortgagesMay 2014 Mortgage
Mar 2021 Refinance
+ 2 more
Flood ZoneZone X (minimal risk)
APNJ27-003-00-011-00

Property Details

APN / Parcel Number

Primary APNJ27-003-00-011-00

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,914 sqft Living Area
Gross Area3,690 sqft
1st Floor Area2,340 sqft
Upper Floors Area744 sqft
Basement Area1,130 sqft
Unfinished Basement1,130 sqft

Exterior

Year BuiltBuilt 2012
Effective Year BuiltEffective 2012
Architectural StyleConventional
Exterior MaterialWood
Lot Area18,992 sqft (0.436 acres)
Lot Dimensions264 ft deep x 144 ft wide
Garage Area576 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area70 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerConnected

Location & Zoning

Street Address103 E MAIN ST
CityFULTON
StateOH
Zip43321-9706
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionIN LOT 45 & INLOT 95 RTS:0
Legal Lot Number45
JurisdictionMORROW OH
Township / Civil DivisionLINCOLN
Census Block Group4
Census Block4007
Census Tract965300

Owner

Source: Morrow County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address103 E MAIN ST, FULTON, OH 43321-9706
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 7, 2014Deed of Trust, Mortgage · Stand-Alone First Mortgage
FIRST FEDERAL BANK OF OHIO
Mar 17, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
QUICKEN LOANS INC
Mar 17, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
QUICKEN LOANS INC
Sep 30, 2019Warranty Deed, Transfer · Stand-Alone First Mortgage
RAPID MORTGAGE COMPANY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 30, 2019 · Amount on Record
Deed SaleSep 30, 2019 · Amount on Record
Prior SaleMay 7, 2014 · Amount on Record
Deed Document Number2019389074
Deed Book / Page957 / 241
Record UpdatedSep 20, 2026

May 2014: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMORROW OH
Property Address103 E MAIN ST, FULTON, OH 43321-9706
Transaction TypeMortgage
Record UpdatedJun 16, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000816/825
DateMay 7, 2014
Book Page816/825
Instrument358773
Lender
NameFIRST FEDERAL BANK OF OHIO
AddressGALION, OH 44833
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2044

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMORROW OH
Property Address103 E MAIN ST, FULTON, OH 43321-9706
Transaction TypeMortgage
Record UpdatedJun 16, 2026
Title CompanyMISC COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001007/654
DateMar 17, 2021
Book Page1007/654
Instrument398594
Lender
NameQUICKEN LOANS INC
TypeLending Institution
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueApr 1, 2051

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMORROW OH
Property Address103 E MAIN ST, FULTON, OH 43321-9706
Transaction TypeMortgage
Record UpdatedApr 19, 2021
Title CompanyMISC COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1007/654
DateMar 17, 2021
Book Page1007/654
Instrument398594
Lender
NameQUICKEN LOANS INC
TypeLending Institution
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueApr 1, 2051

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMORROW OH
Recording DateSep 30, 2019
Property Address103 E MAIN ST, FULTON, OH 43321-9706
Document Number000957/241
Book / Page957 / 241
Instrument DateSep 27, 2019
Instrument389074
Transaction TypeTransfer
Record UpdatedJun 16, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address103 E MAIN ST, FULTON, OH 43321-9706

Mortgage

Document Number000957/243
DateSep 30, 2019
Book Page957/243
Instrument389075
Lender
NameRAPID MORTGAGE COMPANY
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2049

Tax Assessment & Valuation

Source: Morrow County assessment roll, as of August 11, 2026

Property Jurisdictions

TypeName
StateOhio
CountyMorrow County
County SubdivisionLincoln Township
MunicipalityFulton Village
Unified School DistrictCardington-Lincoln Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$260,100 (-) Land $11,300 Building $248,800
2025$5,558.00 (+46.53%) Homeowner's exemption$91,040 (-) Land $3,960 Building $87,080
2023$3,793.00 (+12.92%)$91,040 (+24.56%) Land $3,960 Building $87,080$260,100 (+24.57%) Land $11,300 Building $248,800
2022$3,359.00$73,090 Land $4,660 Building $68,430
2020$208,800 Land $13,300 Building $195,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 11, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDEL-CO WATER COMPANY, INC.
private · serves 150,000 people · EPA ID OH2101412
Water SourceSurface water
Last State InspectionApr 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Starlink
Satellite
280 / 30
Mercury Fiber
Fixed Wireless
150 / 20

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