103 E Main St, Fruitland, MD 21826 Property Records

Wicomico County property record for 103 E Main St, Fruitland, MD 21826

Property Summary

Property Type	Office Building
Details	4,992 sqft · built 1999
Lot Size	0.268 acres (11,656 sqft)
Owner	Company Name on Record
Last Sale	$429,000 (Mar 2023)
Tax Bill	$3,019 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-011428`

Property Details

APN / Parcel Number

Primary APN	`16-011428`
Alternative APN	`011428`

Interior

Stories	2 Stories
Building Area	4,992 sqft Total Area
1st Floor Area	4,992 sqft
Flooring	Carpet

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Fire Resistance	Wood or Wood & Steel Frame
Roof Type	Gambrel
Roof Material	Shingle
Lot Area	11,656 sqft (0.268 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	011428
Street Address	103 E MAIN ST
City	FRUITLAND
State	MD
Zip	21826-1604
Property Category	Commercial
Property Type	Commercial > Office > Office Building
Local Zoning Code	C1
Legal Description	L-1A 11,656SQ FT 103 E MAIN ST RES DIV PENINSULA BANK
Legal Subdivision	PENINSULA BANK RESIDENCE
Legal Lot Number	1A
Jurisdiction	WICOMICO MD
Township / Civil Division	16, FRUITLAND
Census Block Group	2
Census Block	2007
Census Tract	10501

Owner

Source: Wicomico County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	806 GETTYSBURG AVE, SALISBURY, MD 21804-6530
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 15, 2023 · Amount on Record
Deed Sale	Mar 15, 2023 · Amount on Record
Prior Sale	Jan 9, 2003 · Amount on Record
Deed Book / Page	5228 / 189
Record Updated	Oct 29, 2026

March 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	WICOMICO MD
Recording Date	Mar 15, 2023
Property Address	103 E MAIN ST, FRUITLAND, MD 21826-1604
Document Number	0052280189
Book / Page	5228 / 189
Map Reference	MB 14 FO 283
Instrument Date	Feb 28, 2023
Transaction Type	Transfer
Record Updated	Mar 28, 2023
Title Company	ACQUEST TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,145.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	806 GETTYSBURG AVE, SALISBURY, MD 21804-6530

Mortgage

Document Number	0052280193
Date	Mar 15, 2023
Instrument	5228-0193

Lender

Name	ROMMEL CHESAPEAKE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	24 Months
Due	Mar 1, 2025

Interest

Rate	8%

Tax Assessment & Valuation

Source: Wicomico County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Wicomico County
Municipality	Fruitland City
Unified School District	Wicomico County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$376,100 (+35.19%)	$424,700 (+52.28%) Land $40,700 Building $384,000
2025	$3,019.00 (+8.79%)
2023	$2,775.00	$278,200	$278,900 Land $40,700 Building $238,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 28, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 68% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FRUITLAND serves 5,907 people · EPA ID MD0220008
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	6 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Talkie Communications Fiber	10,000 / 10,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Simple Fiber, Verizon.

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