Morgan County property record for 103 E Main St, Concord, IL 62631
| Property Type | Single Family Home |
|---|---|
| Details | 1,290 sqft · built 1900 |
| Lot Size | 0.37 acres (16,117 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $175 (2025) |
| Deeds & Mortgages | Aug 2026 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-29-101-010 |
| Primary APN | 03-29-101-010 |
|---|
| Building Area | 1,290 sqft Living Area |
|---|
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Lot Area | 16,117 sqft (0.37 acres) |
| Lot Dimensions | 138 ft deep x 116 ft wide |
| Street Address | 103 E MAIN ST |
|---|---|
| City | CONCORD |
| State | IL |
| Zip | 62631 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VILLAGE OF CONCORD ORIG TOWN LTS 7 & 9 BLK 1 29-16-11 |
| Legal Range | 11W |
| Legal Township | 16N |
| Legal Section | 29 |
| Legal Subdivision | ORGINAL |
| Legal Block | 1 |
| Legal Lot Number | 7&9 |
| Jurisdiction | MORGAN IL |
| Township / Civil Division | CONCORD |
| Census Block Group | 1 |
| Census Block | 1059 |
| Census Tract | 951400 |
Source: Morgan County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 105 E MAIN ST, CONCORD, IL 62631-5053 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN IL |
| Recording Date | Aug 26, 2026 |
| Property Address | 103 E MAIN ST, CONCORD, IL 62631 |
| Document Number | 0000661319 |
| Instrument Date | Aug 17, 2026 |
| Instrument | 2026661319 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 103 E MAIN ST, CONCORD, IL 62631 |
| Document Number | 0000661319, |
|---|---|
| Date | Aug 26, 2026 |
| Instrument | 2026661319 |
| Name | FIRST NATIONAL BANK |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Aug 17, 2027 |
| Rate | 6.75% |
|---|---|
| Max Rate | -1% |
Source: Morgan County assessment roll, as of May 5, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Morgan County |
| Municipality | Concord Village |
| Unified School District | Triopia Community Unit School District 27 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $175.00 (+6.06%) | $2,450 (+10.86%) Land $1,110 Building $1,340 | $7,350 (+10.86%) Land $3,330 Building $4,020 |
| 2024 | $165.00 (+14.58%) | ||
| 2023 | $2,210 (+9.95%) Land $1,000 Building $1,210 | $6,630 (+9.95%) Land $3,000 Building $3,630 | |
| 2022 | $144.00 (-12.2%) | $2,010 Land $910 Building $1,100 | $6,030 Land $2,730 Building $3,300 |
| 2021 | $164.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 18, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CONCORD serves 295 people · EPA ID IL1370100 |
|---|---|
| Water Source | Purchased groundwater influenced by surface water from CHAPIN |
| Last State Inspection | Feb 2025 |
| Lead | 6 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cass Cable TV Fiber | 2,000 / 2,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
May also be available: Illinois Net.
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