103 E Locust St, Ashmore, IL 61912 Property Records

Coles County property record for 103 E Locust St, Ashmore, IL 61912 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,364 sqft · built 1973
Lot Size	0.275 acres (12,000 sqft)
Owner	Individual Name on File
Last Sale	$50,500 (May 2017)
Tax Bill	$1,564 (2025)
Deeds & Mortgages	Dec 2018 Mortgage May 2017 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-0-02996-000`

Property Details

APN / Parcel Number

Primary APN	`01-0-02996-000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,364 sqft Base Area
1st Floor Area	1,364 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Lot Area	12,000 sqft (0.275 acres)
Lot Dimensions	150 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	308 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	103 E LOCUST ST
City	ASHMORE
State	IL
Zip	61912-9562
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	D.RICHEY'S 2ND SUBDIVISION LOT 35
Legal Subdivision	SUBDIVISION
Legal Lot Number	35
Jurisdiction	COLES IL
Township / Civil Division	ASHMORE
Census Block Group	4
Census Block	4010
Census Tract	600

Owner

Source: Coles County records · APN 01-0-02996-000

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	103 E LOCUST ST, ASHMORE, IL 61912-9562
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIRST MID ILLINOIS BK & TR NA
May 19, 2017	Deed, Transfer COLES COUNTY TITLE
May 19, 2017	Deed, Transfer · Conventional Mortgage FIRST BANK & TRUST

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 19, 2017 · Amount on Record
Deed Sale	May 19, 2017 · Amount on Record
Deed Document Number	2017770256
Record Updated	Sep 20, 2026

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLES IL
Property Address	103 E LOCUST ST, ASHMORE, IL 61912-9562
Transaction Type	Mortgage
Record Updated	Jul 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800779495
Date	Dec 19, 2018
Instrument	201800779495

Lender

Name	FIRST MID ILLINOIS BK & TR NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	192 Months
Due	Jan 01, 2034

Interest

Rate Type	Fixed Rate

May 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	COLES IL
Recording Date	May 19, 2017
Property Address	103 E LOCUST ST, ASHMORE, IL 61912-9562
Document Number	201700770256
Instrument Date	May 16, 2017
Instrument	201700770256
Transaction Type	Transfer
Record Updated	Feb 06, 2021
Title Company	COLES COUNTY TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$75.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 E LOCUST ST, ASHMORE, IL 61912-9562

May 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	COLES IL
Recording Date	May 19, 2017
Property Address	103 E LOCUST ST, ASHMORE, IL 61912-9562
Document Number	201700770256
Instrument Date	May 16, 2017
Instrument	201700770256
Transaction Type	Transfer
Record Updated	Jul 29, 2021
Title Company	COLES COUNTY TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$75.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 E LOCUST ST, ASHMORE, IL 61912-9562

Mortgage

Document Number	201700770257
Date	May 19, 2017
Instrument	201700770257

Lender

Name	FIRST BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Coles County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Ashmore Village
County	Coles County
County Subdivision	Ashmore Township
Unified School District	Charleston Community Unit School District 1 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,564.00 (+13.66%)	$33,075 (+10.25%) Land $2,242 Building $30,833	$99,225 (+10.25%) Land $6,726 Building $92,499
2023		$30,000 Land $2,033 Building $27,967	$90,000 Land $6,099 Building $83,901
2020	$1,376.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Coles County (17029C), updated July 18, 2011 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 113 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Pavlov Media	Fiber	8,000 / 8,000
Mediacom Communications	Cable	1,000 / 50
LTD Broadband	Fixed Wireless (licensed-by-rule)	150 / 130
T-Mobile USA	Fixed Wireless	100 / 20
Benton Ridge Telephone Company	Fixed Wireless	100 / 20

May also be available at this address: AMG Technology Investment Group. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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