Clay County property record for 103 E Lawrence St, Kearney, MO 64060 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1984 |
| Square Footage | 1,028 sqft Living Area |
| Lot Size | 7,841 sqft (0.18 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $228,092 (2026) |
| Tax Bill | $2,174.00 (2025) |
Source: Clay County records · APN 07-812-00-01-002.01
Assessment roll updated May 27, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 103 E LAWRENCE ST, KEARNEY, MO 64060-8527 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| May 01, 2026 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage LEADER ONE FINANCIAL CORPORATION |
| Jul 11, 2019 | Warranty Deed, Transfer SECURITY FIRST TITLE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 01, 2026 · Amount on Record |
| Deed Sale | May 01, 2026 · Amount on Record |
| Prior Sale | Jul 11, 2019 |
| Deed Doc Number | 202611510 |
| Deed Book / Page | 10158 / 47 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY MO |
| Recording Date | May 01, 2026 |
| Property Address | 103 E LAWRENCE ST, KEARNEY, MO 64060-8527 |
| Document Number | 0000011510 |
| Book / Page | 10158 / 47 |
| Instrument Date | Apr 29, 2026 |
| Instrument | 2026.11510 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2026 |
| Title Company | THOMSON AFFINITY TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Estimated Sales Price |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 103 E LAWRENCE ST, KEARNEY, MO 64060-8527 |
| Document Number | 0000011511, |
|---|---|
| Date | May 01, 2026 |
| Instrument | 2026..11511 |
| Name | LEADER ONE FINANCIAL CORPORATION |
|---|
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate | 6.22% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY MO |
| Recording Date | Jul 11, 2019 |
| Property Address | 103 E LAWRENCE ST, KEARNEY, MO 64060-8527 |
| Document Number | 0000018720 |
| Book / Page | 008451 / 000063 |
| Instrument Date | Jul 08, 2019 |
| Instrument | 18720 |
| Transaction Type | Transfer |
| Record Updated | Jul 22, 2019 |
| Title Company | SECURITY FIRST TITLE |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 103 E LAWRENCE ST KEARNEY MO 640608527, KEARNEY, MO 64060-8527 |
Source: Clay County records · Assessment roll updated May 27, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Clay County |
| Municipality | Kearney City |
| Unified School District | Kearney R-I School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,174.00 (+5.43%) | $33,230 (+10.4%) | $174,895 (+10.4%) |
| 2024 | $2,062.00 (+0.34%) | ||
| 2023 | $2,055.00 (+20.53%) | $30,100 | $158,421 |
| 2019 | $1,705.00 |
Source: FEMA National Flood Hazard Layer, Clay County (29047C), updated May 10, 2018 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 07-812-00-01-002.01 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Building Area | 1,028 sqft Living Area |
| Gross Area | 1,988 sqft Gross Area |
| 1st Floor | 1,028 sqft 1st Floor |
| Basement Area | 456 sqft Basement |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Bi-Level Style |
| Exterior Material | Wood Siding Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 7,841 sqft (0.18 acres) |
| Depth X Width | 104 ft x 55 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 504 sqft Garage |
| Deck Area | 35 sqft Deck |
| Patio Area | 195 sqft Patio |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 103 E LAWRENCE ST |
|---|---|
| City | KEARNEY |
| State | MO |
| Zip | 64060-8527 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | KEARNEY ORIGINAL TOWN LT 5 EXC W1.2 & W2.4 LT 6 BLK 12 |
| Legal Range | 31W |
| Legal Township | 53N |
| Legal Section | 27 |
| Legal Subdivision | TOWN KEARNEY |
| Legal Block | 12 |
| Legal Lot Number | 5,6 |
| Jurisdiction | CLAY MO |
| Minor Civil Division | KEARNEY |
| Census Blockgroup | 3 |
| Census Block | 3016 |
| Census Tract | 21806 |
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