103 E Lake St, Winsted, CT 06098 Property Records

Winchester Town property record for 103 E Lake St, Winsted, CT 06098

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 976 sqft · built 2005
Lot Size0.44 acres (19,166 sqft)
Owner2 Individual Names on Record
Last Sale$582,500 (May 2021)
Tax Bill$15,853 (2025)
Deeds & MortgagesApr 2023 Transfer
May 2021 Sale & Mortgage
APNWINC M:114 B:124 L:011B

Property Details

APN / Parcel Number

Primary APNWINC M:114 B:124 L:011B
Alternative APNs
  • WSTR M:114 B:124 L:011B
  • 4708

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms3 Rooms
Stories1 Story
Building Area976 sqft Living Area
Gross Area3,024 sqft
1st Floor Area976 sqft
Basement Area976 sqft
Unfinished Basement976 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area19,166 sqft (0.44 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Account Number4708
Street Address103 E LAKE ST
CityWINSTED
StateCT
Zip06098-1972
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeHLD
Legal Block124
Legal Lot Number11B
JurisdictionWINCHESTER CT
Township / Civil DivisionWINCHESTER
Census Block Group3
Census Block3011
Census Tract320200

Owner

Source: Winchester Town records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address26 FOREST VIEW LN, HEBRON, CT 06248-1275
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 20, 2023Quit Claim Deed, Transfer
Quitclaim
May 24, 2021Executor's Deed, Transfer · Stand-Alone First Mortgage
TOTAL MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 24, 2021 · Amount on Record
Deed SaleMay 24, 2021 · Amount on Record
Deed Document Number20211124830003
Deed Book / Page2712 / 899
Last Transfer DateApr 11, 2023
Transfer Doc000460-899
Record UpdatedSep 20, 2026

April 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWOODBURY CT
Recording DateApr 20, 2023
Property Address103 E LAKE ST, WINSTED, CT 06098-1972
Document Number000460-899
Book / Page460 / 899
Instrument DateApr 11, 2023
Instrument20231260
Transaction TypeTransfer
Record UpdatedApr 24, 2025

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address14 TOMLINSON RD, WOODBURY, CT 06798-3012

May 2021: Executor's Deed, Transfer

Document TypeExecutor's Deed
JurisdictionWINCHESTER CT
Recording DateMay 24, 2021
Property Address103 E LAKE ST, WINSTED, CT 06098-1972
Document Number002712-899
Book / Page2712 / 899
Instrument DateMay 21, 2021
Instrument1124830003
Transaction TypeTransfer
Record UpdatedApr 24, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address26 FOREST VIEW LN, HEBRON, CT 06248-1275

Mortgage

Document Number1124840011
DateMay 24, 2021
Instrument1124840011
Lender
NameTOTAL MORTGAGE SERVICES LLC
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Winchester Town assessment roll, as of June 25, 2026

Property Jurisdictions

TypeName
StateConnecticut
County SubdivisionWinchester Town
Unified School DistrictWinchester School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$15,853.00$543,480 (+2.64%) Land $427,910 Building $115,570$380,436 Land $299,537 Building $80,899
2024$15,853.00 (+13.45%)
2023$13,973.00 (+23.92%)$529,480 (+57.48%) Land $427,910 Building $101,570
2022$11,276.00$336,210 Land $251,020 Building $85,190

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINSTED WATER WORKS
serves 7,784 people · EPA ID CT1620011
Water SourceSurface water
Last State InspectionOct 2025
Lead3 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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