103 E Hill St, Champaign, IL 61820 Property Records

Champaign County property record for 103 E Hill St, Champaign, IL 61820

Property Summary

Property TypeSingle Family Home
Details2 ba · 840 sqft · built 1907
Lot Size0.201 acres (8,749 sqft)
Owner2 Individual Names on File
Last Sale$125,000 (Nov 2023)
Tax Bill$635 (2025)
Deeds & MortgagesNov 2023 Sale & Mortgage
Jul 2022 Transfer
+ 3 more
Flood ZoneZone X (moderate risk)
APN46-21-07-302-004

Property Details

APN / Parcel Number

Primary APN46-21-07-302-004

Interior

Full Baths2 Baths
Stories2 Stories
Building Area840 sqft Building Perimeter
1st Floor Area840 sqft
FlooringWood
Interior WallsPlaster

Exterior

Year BuiltBuilt 1907
Effective Year BuiltEffective 1907
Architectural StyleDuplex Single
Exterior MaterialStucco
Roof MaterialOther
Lot Area8,749 sqft (0.201 acres)
Garage TypeDetached
PorchSlab

Utilities, Heating & Cooling

Heating SystemCentral

Location & Zoning

Street Address103 E HILL ST
CityCHAMPAIGN
StateIL
Zip61820
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 44 MASTER IN CHANCERY SUB OF N 1/2 LT 2 SEC. 7-19-9 - AKA - SUB OF N 1/2 LT 2 SEC. 7-19-9
Legal Range09E
Legal Township19N
Legal Section07
Legal SubdivisionMASTER IN CHANCERY SUB
Legal Lot Number44,2
JurisdictionCHAMPAIGN IL
Township / Civil DivisionCHAMPAIGN CITY
Census Block Group2
Census Block2026
Census Tract200

Owner

Source: Champaign County assessment roll, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address103 E HILL ST, CHAMPAIGN, IL 61820
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Nov 28, 2023Warranty Deed, Transfer · Conventional Mortgage
PROSPECT BANK
Jul 15, 2022Quit Claim Deed, Transfer
Quitclaim
Mar 4, 2022Quit Claim Deed, Transfer
Quitclaim
Aug 14, 2019Grant Deed, Transfer
ATTORNEY ONLY
Nov 8, 2017Loan Modification, Mortgage
BANKCHAMPAIGN

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 28, 2023 · Amount on Record
Deed SaleNov 28, 2023 · Amount on Record
Prior SaleJul 15, 2022
Deed Document Number202316763
Record UpdatedSep 20, 2026

November 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHAMPAIGN IL
Recording DateNov 28, 2023
Property Address103 E HILL ST, CHAMPAIGN, IL 61820
Document Number0000016763
Map ReferenceMB F PG 347
Instrument DateNov 27, 2023
Instrument2023R16763
Transaction TypeTransfer
Record UpdatedDec 6, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$125.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address103 E HILL ST, CHAMPAIGN, IL 61820

Mortgage

Document Number0000016764
DateNov 28, 2023
Instrument2023R16764
Lender
NamePROSPECT BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2053
Interest
Rate TypeAdjustable Rate
Rate8.25%
AdjustableAdjustable Rate Rider
Type Change DateDec 1, 2026
Change FrequencyAnnually
Min Rate At Change7.25%
Max Rate At Change10.2%
Index12-Month MTA
Max Rate14.2%

July 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCHAMPAIGN IL
Recording DateJul 15, 2022
Property Address103 E HILL ST, CHAMPAIGN, IL 61820
Document Number0000013041
Instrument DateJul 15, 2022
Instrument2022R13041
Transaction TypeTransfer
Record UpdatedJul 26, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1714 PARKSIDE TER, 1714, CHAMPAIGN, IL 61821-5456

Transferred To (Grantee/Buyer)

NameVerified Name
Address1312 OGELTHORPE AVE, URBANA, IL 61802-4779

March 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCHAMPAIGN IL
Recording DateMar 4, 2022
Property Address103 E HILL ST, CHAMPAIGN, IL 61820
Document Number0000004141
Instrument DateFeb 19, 2022
Instrument2022R04141
Transaction TypeTransfer
Record UpdatedMar 16, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address2401 SOUTHWOOD DR, 2401, CHAMPAIGN, IL 61821-5416

Transferred To (Grantee/Buyer)

NameVerified Name
Address1714 PARKSIDE TER, CHAMPAIGN, IL 61821-5456

August 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCHAMPAIGN IL
Recording DateAug 14, 2019
Property Address103 E HILL ST, CHAMPAIGN, IL 61820
Document Number0000013126
Instrument DateAug 13, 2019
Instrument13126
Transaction TypeTransfer
Record UpdatedSep 5, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$45.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2401 SOUTHWOOD DR CHAMPAIGN IL 618215416, CHAMPAIGN, IL 61821-5416

November 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionCHAMPAIGN IL
Property Address103 E HILL ST, CHAMPAIGN, IL 61820
Document Number0000000617
Instrument DateNov 8, 2017
Transaction TypeMortgage
Record UpdatedFeb 22, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
AddressPO BOX 8794 CHAMPAIGN IL 618268794, CHAMPAIGN, IL 61826-8794

Mortgage

Document Number0000000617
DateJan 12, 2018
Instrument617
Lender
NameBANKCHAMPAIGN
TypeBank
AddressCHAMPAIGN, IL 61824-1490
Agreement
AmountAmount Recorded
Term12 Months
DueJan 11, 2019

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyChampaign County
County SubdivisionChampaign City Township
MunicipalityChampaign City
Unified School DistrictChampaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$635.00 (+19.59%)$13,560 (+33.46%) Land $2,880 Building $10,680$40,680 (+33.46%) Land $8,640 Building $32,040
2024$531.00 (-43.15%)
2022$934.00$10,160 Land $2,160 Building $8,000$30,480 Land $6,480 Building $24,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims8 (1979–1996)
Most Recent ClaimMay 1996 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemIL AMERICAN-CHAMPAIGN
private · serves 150,000 people · EPA ID IL0195300
Water SourceGroundwater
Last State InspectionSep 2025
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
WH i3B Bidco LLC/WH i3B Topco
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

May also be available: AMG Technology Investment Group, Consolidated Communications, Pavlov Media.

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