Champaign County property record for 103 E Hill St, Champaign, IL 61820
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 840 sqft · built 1907 |
| Lot Size | 0.201 acres (8,749 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $125,000 (Nov 2023) |
| Tax Bill | $635 (2025) |
| Deeds & Mortgages | Nov 2023 Sale & Mortgage Jul 2022 Transfer + 3 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 46-21-07-302-004 |
| Primary APN | 46-21-07-302-004 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 840 sqft Building Perimeter |
| 1st Floor Area | 840 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Year Built | Built 1907 |
|---|---|
| Effective Year Built | Effective 1907 |
| Architectural Style | Duplex Single |
| Exterior Material | Stucco |
| Roof Material | Other |
| Lot Area | 8,749 sqft (0.201 acres) |
| Garage Type | Detached |
| Porch | Slab |
| Heating System | Central |
|---|
| Street Address | 103 E HILL ST |
|---|---|
| City | CHAMPAIGN |
| State | IL |
| Zip | 61820 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 44 MASTER IN CHANCERY SUB OF N 1/2 LT 2 SEC. 7-19-9 - AKA - SUB OF N 1/2 LT 2 SEC. 7-19-9 |
| Legal Range | 09E |
| Legal Township | 19N |
| Legal Section | 07 |
| Legal Subdivision | MASTER IN CHANCERY SUB |
| Legal Lot Number | 44,2 |
| Jurisdiction | CHAMPAIGN IL |
| Township / Civil Division | CHAMPAIGN CITY |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 200 |
Source: Champaign County assessment roll, as of April 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 103 E HILL ST, CHAMPAIGN, IL 61820 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Nov 28, 2023 | Warranty Deed, Transfer · Conventional Mortgage PROSPECT BANK |
| Jul 15, 2022 | Quit Claim Deed, Transfer Quitclaim |
| Mar 4, 2022 | Quit Claim Deed, Transfer Quitclaim |
| Aug 14, 2019 | Grant Deed, Transfer ATTORNEY ONLY |
| Nov 8, 2017 | Loan Modification, Mortgage BANKCHAMPAIGN |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 28, 2023 · Amount on Record |
| Deed Sale | Nov 28, 2023 · Amount on Record |
| Prior Sale | Jul 15, 2022 |
| Deed Document Number | 202316763 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Recording Date | Nov 28, 2023 |
| Property Address | 103 E HILL ST, CHAMPAIGN, IL 61820 |
| Document Number | 0000016763 |
| Map Reference | MB F PG 347 |
| Instrument Date | Nov 27, 2023 |
| Instrument | 2023R16763 |
| Transaction Type | Transfer |
| Record Updated | Dec 6, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $125.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 103 E HILL ST, CHAMPAIGN, IL 61820 |
| Document Number | 0000016764 |
|---|---|
| Date | Nov 28, 2023 |
| Instrument | 2023R16764 |
| Name | PROSPECT BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 8.25% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Dec 1, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 7.25% |
| Max Rate At Change | 10.2% |
| Index | 12-Month MTA |
| Max Rate | 14.2% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Recording Date | Jul 15, 2022 |
| Property Address | 103 E HILL ST, CHAMPAIGN, IL 61820 |
| Document Number | 0000013041 |
| Instrument Date | Jul 15, 2022 |
| Instrument | 2022R13041 |
| Transaction Type | Transfer |
| Record Updated | Jul 26, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1714 PARKSIDE TER, 1714, CHAMPAIGN, IL 61821-5456 |
| Name | Verified Name |
|---|---|
| Address | 1312 OGELTHORPE AVE, URBANA, IL 61802-4779 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Recording Date | Mar 4, 2022 |
| Property Address | 103 E HILL ST, CHAMPAIGN, IL 61820 |
| Document Number | 0000004141 |
| Instrument Date | Feb 19, 2022 |
| Instrument | 2022R04141 |
| Transaction Type | Transfer |
| Record Updated | Mar 16, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2401 SOUTHWOOD DR, 2401, CHAMPAIGN, IL 61821-5416 |
| Name | Verified Name |
|---|---|
| Address | 1714 PARKSIDE TER, CHAMPAIGN, IL 61821-5456 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Recording Date | Aug 14, 2019 |
| Property Address | 103 E HILL ST, CHAMPAIGN, IL 61820 |
| Document Number | 0000013126 |
| Instrument Date | Aug 13, 2019 |
| Instrument | 13126 |
| Transaction Type | Transfer |
| Record Updated | Sep 5, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $45.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2401 SOUTHWOOD DR CHAMPAIGN IL 618215416, CHAMPAIGN, IL 61821-5416 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Property Address | 103 E HILL ST, CHAMPAIGN, IL 61820 |
| Document Number | 0000000617 |
| Instrument Date | Nov 8, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Feb 22, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | PO BOX 8794 CHAMPAIGN IL 618268794, CHAMPAIGN, IL 61826-8794 |
| Document Number | 0000000617 |
|---|---|
| Date | Jan 12, 2018 |
| Instrument | 617 |
| Name | BANKCHAMPAIGN |
|---|---|
| Type | Bank |
| Address | CHAMPAIGN, IL 61824-1490 |
| Amount | Amount Recorded |
|---|---|
| Term | 12 Months |
| Due | Jan 11, 2019 |
Source: Champaign County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Champaign County |
| County Subdivision | Champaign City Township |
| Municipality | Champaign City |
| Unified School District | Champaign Community Unit School District 4 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $635.00 (+19.59%) | $13,560 (+33.46%) Land $2,880 Building $10,680 | $40,680 (+33.46%) Land $8,640 Building $32,040 |
| 2024 | $531.00 (-43.15%) | ||
| 2022 | $934.00 | $10,160 Land $2,160 Building $8,000 | $30,480 Land $6,480 Building $24,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 8 (1979–1996) |
| Most Recent Claim | May 1996 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WH i3B Bidco LLC/WH i3B Topco Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
May also be available: AMG Technology Investment Group, Consolidated Communications, Pavlov Media.
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